financial tips

5 Ways To Build A Better Future For Your Family

Wednesday, July 07, 2021

     If there is one thing the past year has shown us, it’s that uncertainty is always just around the corner. For many of us, experiencing a pandemic was a lesson in preparedness, teaching us that the best way we can be ready for anything is by protecting ourselves, our family, and our hard-earned savings, so we can continue to enjoy life and fulfill our dreams no matter what.

     AIA Philam Life remains committed to helping Filipino families prepare for the future, through products that protect loved ones from sickness and death, and those that address their long-term savings needs through viable investments. Without a doubt, the country’s premier life insurance company is living its Purpose by creating products that help Filipino families live healthier, longer, better lives.

5 Ways To Build A Better Future For Your Family
image from pexels.com

BDO Life Transforms What Ifs from Challenges to Opportunities

Wednesday, August 12, 2020

     Life is full of “what if” moments—crossroads and decisions that help us fulfill our dreams and realize what we set out to achieve. Each “what if” moment presents us with two possibilities, that which is desirable or that which is undesirable. Our subsequent decisions and actions direct the course of our lives moving forward. Therefore, whenever we face a “what if” moment, are we ready and prepared to make the right moves? One expert who advocates the necessity of financial protection for “what if” moments is Mr. Renato A. Vergel de Dios, President and CEO of BDO Life Assurance Company, Inc. He explains how we can make “what if” moments work to our advantage with the correct mindset.

     “When we are faced with a ‘what if’ moment, we are also confronted with potential benefits and risks. The most reasonable course of action is to make a decision that maximizes the potential benefits and minimizes the potential risks,” he says. Vergel de Dios points out that the entire country experienced a crucial “what if” moment when the pandemic struck. “On top of dealing with our own survival, we also have to help others. Taking an ‘every-man-for-himself’ attitude is unacceptable. We are all in this together. As they say, ‘we must heal as one,’” he says.

BDO Life Transforms What Ifs from Challenges to Opportunities
Mr. Renato A. Vergel de Dios, President, and CEO of BDO Life Assurance Company, Inc.

How to Cook Kinamatisang Manok for Your Family

Sunday, June 28, 2020

     It has been more than 100 days since quarantine and for us who stayed at home for the longest time (unless we need to go outside for work or essentials), discovering a new hobby or skill became an achievement. I know some are not used to staying at home for three months but those who enjoyed this quarantine made a lot of bonding moments with their loved ones through baking or cooking. As we adapt to the new normal way of living, safety precaution must be observed at all times that's why in order to practice social distancing and minimize contact from the outside world, shopping online is still the best option when buying essentials.

     Did you know that you can purchase groceries via PayMaya online? Yes, that's how convenient to have a PayMaya app installed in your mobile phones especially now that we are avoiding the risk of cash handling. We do our weekly grocery of ingredients like fresh produce, meat, and other food items through online stores and use PayMaya as our payment method. Speaking of cooking, there's one recipe that we enjoyed cooking over and over again because it's made of simple ingredients, easy to cook, and healthy. Sharing the recipe of Kinamatisang Manok after the jump.

How to Cook Kinamatisang Manok for Your Family

5 Safety Tips in The New Normal

Monday, June 22, 2020

     Welcome to the New Normal- the most used and abused word in the time of the COVID-19 pandemic. According to star.com.my, "new normal" means a new way of living and going about our lives, work, and interaction with other people. It's an adjustment that we have to do and follow daily as long as the world has not found a cure or vaccine for COVID-19.

     Basically, this "new normal" is all about safety and how we are going to protect and prevent the spread of the virus inside our homes and in the community as we shift from strict to a more relaxed quarantine here in Metro Manila. We are given a new set of rules, do's and dont's, and protocols that will keep us safe at all times as we go on with our lives starting today until the world declares that we won this war against COVID-19. There's no need to panic because everyone is doing their best to keep themselves and their families safe in these trying times.

5 Safety Tips in The New Normal

5 Ways to Teach Kids the Value of Money

Tuesday, November 26, 2019

     Growing up in a family with a bakeshop business has taught me a lot especially in handling money at an early age. We used to have a bakery in my parent's house and business starts as early as 4 in the morning. Since I'm the eldest, it's my responsibility to help run our 'panaderya' after school and on weekends.

     I'm the cashier that's why I learned the value of money and the difference of twenty pesos and a hundred bucks in terms of buying and selling bread products. From what I saw from my parents, you have to earn it the hard way in order for you to think more than twice before spending it. They instilled in me the difference between needs and wants and why it is important to save money at an early age. Now that I'm a mom to an adolescent, it's time to teach my son the simple tips that I've learned from my parents on the value of savings. 

5 Ways to Teach Kids the Value of Money

Saving Money for Your Family Holiday - 4 Tips for Some Extra Cash

Thursday, April 25, 2019

     It’s that time of year again where we’re all planning our annual family getaways. Whether you’re planning to jet off on an airplane to sunnier climes or you’re exploring your home country and staying somewhere new, there’s nothing better than that feeling of leaving your everyday life behind and making some wonderful memories that everyone will cherish. 

     However many families feel immense pressure when it comes to financing their family holidays, not only worrying about paying off the holiday in time, but also having enough money to spend while they’re away. Not to mention purchasing new holiday clothes, suitcases, transport to your destination, etc – it all adds up! It’s times like this that we wish we all had some family investments hidden somewhere - to find out more about investment pieces, click the link. But don’t worry, I’ve rounded up 4 tips you can use to gather up a little extra money for your trip. Whether it pays towards your accommodation or extra ice cream or two, every little help!

Saving Money for Your Family Holiday - 4 Tips for Some Extra Cash

Money Troubles - How to Take Action

Monday, April 15, 2019

     When I was young, I used to hear people saying “where does the time go?”. That was people’s biggest worry. Time. There was sort of enough of everything else to go around. Perhaps I’m looking at the past through rose-tinted glasses, but these days I’m certain that time is no longer the priority. Money has taken over. The cost of living has undeniably risen (just think how much a chocolate bar used to cost when you were young compared to now, let alone houses prices and luxury items!). 

     For some people, this has meant that their income has fallen short of providing enough cash to support the lifestyle to which they had become accustomed. This is understandable. The global recession of 2008 may be more than a decade ago, but memories of how good things used to be die hard. If you’ve found yourself in hot water over your finances, keep reading.

Money Troubles - How to Take Action

Are You Ready to Start Adulting for Real?

Monday, October 29, 2018

     Adulting is real! It's the time of your life where you pay for the food that you eat, the bills at home, and saving up for important things aka needs rather than wants. This is also the time where you need to try other alternatives when you think that you have a certain budget but it falls short to come up with the amount that you need for investment. I'm sharing five things that you should know before signing your first loan. 

     For a generation largely thought of as entitled and unprepared for the real world, Millennials, currently, aged 22-36, are doing better financially than people give them credit for. As young professionals, entrepreneurs, creatives, artists, freelancers, among many, many others, living in constant contemplation of their future, most Millennials are, in fact, so passionate about and consumed by their #lifegoals, that most, if not, all their income go to paying for their first car, getting their own place, and generally, living the best years of their lives. 

Are You Ready to Start Adulting for Real?

TrueMoney Serves Over 2-million Filipinos to Grow Further this 2018

Friday, January 26, 2018

     Just a short four months after achieving its 1 million unique transacting customers, TrueMoney Philippines has now reached 2 million transacting customers by the end of 2017.

     The Fintech challenger only started commercial operations in late-2016 but has now grown into one of the largest payments and financial services players in the local scene. 

TrueMoney Serves Over 2-million Filipinos to Grow Further this 2018 

TrueMoney Partners with Bayad Center

Tuesday, January 09, 2018

     FinTech company TrueMoney Philippines has signed a Partnership Agreement with bills payment center company CIS Bayad Center Inc. This is great news for customers who sometimes see hassles in long queues in some payment centers here in the country.

     The partnership will give Bayad Center customers in far-flung areas of the Philippines access to its payment services, thanks to TrueMoney Philippines’ nearly 7,000-strong agent network. Know more about this partnership below :)

TrueMoney Partners with Bayad Center

Tips for Hassle-Free Shopping from RCBC Savings Bank

Tuesday, November 28, 2017

     This shopping season, don't hassle yourself with unnecessary purchases, traffic, long lines, and the nightmares you can think about this holiday rush. Filipinos are known to be one of the happiest people. And why not, fiestas abound and Christmas starts in September! Don’t we just love all the reunions, parties and gift giving during this season? 

     That's why you better watch out and better not cry!  Here are 3 tips for a hassle-free spend at this time of the year:

Tips for Hassle-Free Shopping from RCBC Savings Bank

TrueMoney 1 Million Customers Served

Wednesday, October 25, 2017

     TrueMoney Philippines recently achieved one of their biggest milestones to date. In less than a year of operations in the country, the company already reached its 1 million transacting customer mark. TrueMoney is a Fintech brand of Ascend Money, a digital finance venture of the C.P. Group from Thailand, one of the largest diversified conglomerates in Asia, and Ant Financial (Alipay), the payments arm of e-commerce giant Alibaba Group. 
TrueMoney 1 Million Customers Served

Philam Life #LiveBetter Expo

Tuesday, August 29, 2017

     If someone asks you how to have a better life prolly your answer will be having a stable income and continuous earnings. But did you know that all the savings and earnings you have will lose its value if you're sick and eventually have a chronic illness? As cliché as it sounds, "Health is wealth" saying is important nowadays to live better.

     Philam Life makes a positive difference in the lives of Filipinos by supporting them in fulfilling their dreams and aspirations. A reliable life partner that will help you secure your future and your loved ones. They help you make the right choices that lead to living a longer, healthier, better life. Last August 25, 2017, Philam Life hosted a 2-day event dubbed as the Live Better Expo. Sharing highlights of the event below :)

Philam Life #LiveBetter Expo

TrueMoney

Friday, July 14, 2017

     Have you heard the word FinTech? This is new to me and for those who have not heard it it's short for Financial Technology. This is an extremely hot industry sector in business today. Talk to any tech investor or Venture Capitalist out there and they will tell you how investment into Fintech companies and start-ups has soared in the past 2 years. 

     FinTech is especially attractive in emerging markets like the Philippines because of the massive opportunity to serve those without access to efficient payments and banking services today. However, skim through these FinTech companies and you’ll find that most, if not all, existing FinTech players have a skew towards an app-based service or digital-first business model. Sharing today the latest player in this field- TrueMoney! Know more information after the jump.

TrueMoney

How to Make Money at Freelancing

Thursday, June 15, 2017

     When it comes to working, most people harbor the fantasy of quitting their office job to take on remote online jobs that enable them to work from anywhere in the world. It's a travelers dream, right? Definitely, but it requires the same work ethic and effort that a 9-5 job does. You can't just jump into freelancing and expect to be making enough to live on from the very beginning. You will have to work harder just to make a name for yourself, especially if you want to do something like travel writing. So, follow these tips and maybe, just maybe, you will be one of the lucky ones who is able to quit their day job and freelance for a living. And if not, you can at least make some money on the side for your shopping habits.

How to Make Money at Freelancing
photo from pexels.com

Tips to Conquer Your Fortune this 2017

Saturday, January 21, 2017

     I noticed that Filipinos are fond of predicting their fortune every year.The year of the boisterous monkey is about to end, and people are only too happy to bid it farewell. In its place, the Fire Rooster comes speeding in, setting its track ablaze with fortunes waiting to be claimed. Chicken? Rooster? Not again. 

     You’re probably thinking that you’re in for a bad year. After all, in Filipino culture, the Rooster or the Chicken is considered a symbol of tight times. “Isang kahig, isang tuka” is only too familiar to kids who grew up with their grandparents. So before you write down 2017 on your forget list, know that the Rooster favors the hardworking and goal-oriented. It brings great success to those who can aim sharply as this zodiac animal. The rooster has no qualms about sharing a fortune. You only have to earn it with a rooster’s sure-footed steps.

Tips to Conquer Your Fortune this 2017

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