BDO Life Transforms What Ifs from Challenges to Opportunities

     Life is full of “what if” moments—crossroads and decisions that help us fulfill our dreams and realize what we set out to achieve. Each “what if” moment presents us with two possibilities, that which is desirable or that which is undesirable. Our subsequent decisions and actions direct the course of our lives moving forward. Therefore, whenever we face a “what if” moment, are we ready and prepared to make the right moves? One expert who advocates the necessity of financial protection for “what if” moments is Mr. Renato A. Vergel de Dios, President and CEO of BDO Life Assurance Company, Inc. He explains how we can make “what if” moments work to our advantage with the correct mindset.

     “When we are faced with a ‘what if’ moment, we are also confronted with potential benefits and risks. The most reasonable course of action is to make a decision that maximizes the potential benefits and minimizes the potential risks,” he says. Vergel de Dios points out that the entire country experienced a crucial “what if” moment when the pandemic struck. “On top of dealing with our own survival, we also have to help others. Taking an ‘every-man-for-himself’ attitude is unacceptable. We are all in this together. As they say, ‘we must heal as one,’” he says.

BDO Life Transforms What Ifs from Challenges to Opportunities
Mr. Renato A. Vergel de Dios, President, and CEO of BDO Life Assurance Company, Inc.

Saving Money for Your Family Holiday - 4 Tips for Some Extra Cash

     It’s that time of year again where we’re all planning our annual family getaways. Whether you’re planning to jet off on an airplane to sunnier climes or you’re exploring your home country and staying somewhere new, there’s nothing better than that feeling of leaving your everyday life behind and making some wonderful memories that everyone will cherish. 

     However many families feel immense pressure when it comes to financing their family holidays, not only worrying about paying off the holiday in time, but also having enough money to spend while they’re away. Not to mention purchasing new holiday clothes, suitcases, transport to your destination, etc – it all adds up! It’s times like this that we wish we all had some family investments hidden somewhere - to find out more about investment pieces, click the link. But don’t worry, I’ve rounded up 4 tips you can use to gather up a little extra money for your trip. Whether it pays towards your accommodation or extra ice cream or two, every little help!

Saving Money for Your Family Holiday - 4 Tips for Some Extra Cash

Are You Ready to Start Adulting for Real?

     Adulting is real! It's the time of your life where you pay for the food that you eat, the bills at home, and saving up for important things aka needs rather than wants. This is also the time where you need to try other alternatives when you think that you have a certain budget but it falls short to come up with the amount that you need for investment. I'm sharing five things that you should know before signing your first loan. 

     For a generation largely thought of as entitled and unprepared for the real world, Millennials, currently, aged 22-36, are doing better financially than people give them credit for. As young professionals, entrepreneurs, creatives, artists, freelancers, among many, many others, living in constant contemplation of their future, most Millennials are, in fact, so passionate about and consumed by their #lifegoals, that most, if not, all their income go to paying for their first car, getting their own place, and generally, living the best years of their lives. 

Are You Ready to Start Adulting for Real?

Tips to Conquer Your Fortune this 2017

     I noticed that Filipinos are fond of predicting their fortune every year.The year of the boisterous monkey is about to end, and people are only too happy to bid it farewell. In its place, the Fire Rooster comes speeding in, setting its track ablaze with fortunes waiting to be claimed. Chicken? Rooster? Not again. 

     You’re probably thinking that you’re in for a bad year. After all, in Filipino culture, the Rooster or the Chicken is considered a symbol of tight times. “Isang kahig, isang tuka” is only too familiar to kids who grew up with their grandparents. So before you write down 2017 on your forget list, know that the Rooster favors the hardworking and goal-oriented. It brings great success to those who can aim sharply as this zodiac animal. The rooster has no qualms about sharing a fortune. You only have to earn it with a rooster’s sure-footed steps.

Tips to Conquer Your Fortune this 2017

Insular Life Finance Manager App Launch

   We all have a dream. I believe that our dreams are the things that we want to achieve in life five, ten, or twenty years from now. We are all dreamers and no one can stop us from dreaming. It's one of the things in life that are free. If I'll ask you what's your greatest dream, I presume your answers would be dream house, dream car, dream vacation, dream wedding, dream job, etc.

   Did you notice that those dreams need actions and a pretty huge amount of money? For me, these dreams will come to reality if one acts now and start planning and investing. A dream will be achieve if one knows the strategy on how to handle their finances and by being wise in their budget. I know the word budget may sound hard but it's part of adulting. Fret not, now that managing your budget is easy as 1-2-3 because there's an app that will help you keep track of your finances with Insular Life's Financial Manager App. Sharing with you more details on how you'll be an absolute dreamer with Insular Life Financial Manager App.

Insular Life Finance Manager App Launch