Feature: ML Kwarta Padala

     Living in a fast-paced world, we want to do things in an instant. It saves time and energy for us, especially if we are always in the "so little time, so much to do" mantra. For a busy self-employed and small business owner like me, time is essential. I have a daily routine that is systematically based on time. I follow a strict schedule from day until night. I value time so much that's why I cannot afford to waste a single minute, especially on work or business-related matters.

     One of the things that I like about the word "instant" is how it helps things or services get done fast! These things or services make life convenient mostly for small business owners like me. I'm the one who is in charge of the back-office tasks. That's why buying stocks and sending money to suppliers is a must. I'm also the one who is assigned to pay monthly utility bills and I'm happy to say that M Lhuillier’s Kwarta Padala is one of my partners in facilitating business transactions. ML Kwarta Padala demonstrates M Lhuillier’s brand promise of efficiency and reliability. More details about ML Kwarta Padala after the jump!

Feature: ML Kwarta Padala

A Home that Cares: Home Credit Extends HMO Coverage to Domestic Partners to Strengthen Inclusivity Efforts

     As Home Credit Philippines (HCPH) continues to foster inclusivity and support diverse families in the workplace, the leading consumer finance company now includes domestic partners as dependent in its medical benefits program for eligible employees.

     Home Credit Philippines Chief People Officer Alpha Omega Aquino noted that this new policy is aligned with the company’s commitment to prioritizing the well-being of its employees. “With this initiative, we hope to create an environment where every employee feels supported and valued. We want to help promote a caring and nurturing work culture that feels like home to empower our employees further,” said Aquino.

A Home that Cares: Home Credit Extends HMO Coverage to Domestic Partners to Strengthen Inclusivity Efforts

QR Payments Made Easy with AUB PayMate

     The pandemic has taught us a lot of especially on how we manage our finances and one of the new normal in terms of paying for our purchases is the use of digital payment. Many individuals prefer contactless payment these days to reduce the risk of Covid-19 transmission. Most of the banks have upgraded their systems and are encouraging everyone to use cashless payments for both customers and business owners. I'm glad to share with you that Asia United Bank (AUB) is making our life easier and convenient as they officially launch the AUB PayMate platform and their digital offerings. 

     Sellers or merchants using AUB PayMate need not invest in costly point-of-sale or card terminals to accept Mastercard payments from their customers. Asia United Bank (AUB), one of the fastest-growing and publicly listed universal banks in the Philippines, has enabled its AUB Paymate merchants to accept Mastercard payments using a QR Code. I'm a long-time user of AUB credit and I never encountered any hassles with their services from day one. So without further ado, get to know more about AUB PayMate and why choose this platform for your growing business.

QR Payments Made Easy with AUB PayMate 

6 Tips to Improve Your Chances of Loan Approval

     A bank loan offers a quick solution to financial deficits. The money from a loan can be used to fulfill emergency financial needs, start and grow a business, or acquire and improve property. 

     Take note that a borrower can only apply for a bank loan in the Philippines; it’s completely up to the bank or lender to decide if a borrower can get a loan or not. That’s not to say, however, that borrowers can’t build their case. There are still steps that you can take to make it seem like it is to everyone’s advantage if the bank grants your application. This, in turn, will give you a better chance of getting approval. If you’re planning on applying for a loan from a bank, here are some of the things that you can do to maximize the possibility of eliciting a favorable response.

6 Tips to Improve Your Chances of Loan Approval
image from pexels.com

BDO Life Transforms What Ifs from Challenges to Opportunities

     Life is full of “what if” moments—crossroads and decisions that help us fulfill our dreams and realize what we set out to achieve. Each “what if” moment presents us with two possibilities, that which is desirable or that which is undesirable. Our subsequent decisions and actions direct the course of our lives moving forward. Therefore, whenever we face a “what if” moment, are we ready and prepared to make the right moves? One expert who advocates the necessity of financial protection for “what if” moments is Mr. Renato A. Vergel de Dios, President and CEO of BDO Life Assurance Company, Inc. He explains how we can make “what if” moments work to our advantage with the correct mindset.

     “When we are faced with a ‘what if’ moment, we are also confronted with potential benefits and risks. The most reasonable course of action is to make a decision that maximizes the potential benefits and minimizes the potential risks,” he says. Vergel de Dios points out that the entire country experienced a crucial “what if” moment when the pandemic struck. “On top of dealing with our own survival, we also have to help others. Taking an ‘every-man-for-himself’ attitude is unacceptable. We are all in this together. As they say, ‘we must heal as one,’” he says.

BDO Life Transforms What Ifs from Challenges to Opportunities
Mr. Renato A. Vergel de Dios, President, and CEO of BDO Life Assurance Company, Inc.