5 Ways To Build A Better Future For Your Family

     If there is one thing the past year has shown us, it’s that uncertainty is always just around the corner. For many of us, experiencing a pandemic was a lesson in preparedness, teaching us that the best way we can be ready for anything is by protecting ourselves, our family, and our hard-earned savings, so we can continue to enjoy life and fulfill our dreams no matter what.

     AIA Philam Life remains committed to helping Filipino families prepare for the future, through products that protect loved ones from sickness and death, and those that address their long-term savings needs through viable investments. Without a doubt, the country’s premier life insurance company is living its Purpose by creating products that help Filipino families live healthier, longer, better lives.

5 Ways To Build A Better Future For Your Family
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AIA Philam Life Med-Assist for Children

     I just realized that life insurance is essential when my father was in and out of the hospital a few years ago. It never crossed my mind that I'll be needing it too for my family especially for my child. In this time of uncertainty, protection from financial burden in time of sickness is non-negotiable and getting one today is the key to peace of mind among others.

     It's true that for most parents, getting medical insurance for their child rarely crosses their minds. The more pressing matter, especially for first time parents, are immediate physical needs. But the truth is, a child’s medical needs can be costly, and with 54% of health expenses coming from the household budget, this can be a burden to many.

AIA Philam Life Med-Assist for Children
Nico and Solenn Bolzico with daughter Thylane

BDO Life Transforms What Ifs from Challenges to Opportunities

     Life is full of “what if” moments—crossroads and decisions that help us fulfill our dreams and realize what we set out to achieve. Each “what if” moment presents us with two possibilities, that which is desirable or that which is undesirable. Our subsequent decisions and actions direct the course of our lives moving forward. Therefore, whenever we face a “what if” moment, are we ready and prepared to make the right moves? One expert who advocates the necessity of financial protection for “what if” moments is Mr. Renato A. Vergel de Dios, President and CEO of BDO Life Assurance Company, Inc. He explains how we can make “what if” moments work to our advantage with the correct mindset.

     “When we are faced with a ‘what if’ moment, we are also confronted with potential benefits and risks. The most reasonable course of action is to make a decision that maximizes the potential benefits and minimizes the potential risks,” he says. Vergel de Dios points out that the entire country experienced a crucial “what if” moment when the pandemic struck. “On top of dealing with our own survival, we also have to help others. Taking an ‘every-man-for-himself’ attitude is unacceptable. We are all in this together. As they say, ‘we must heal as one,’” he says.

BDO Life Transforms What Ifs from Challenges to Opportunities
Mr. Renato A. Vergel de Dios, President, and CEO of BDO Life Assurance Company, Inc.

A Php1,799 Insurance Yearly? Yes, "KanDuu!"

     The past 8 years have been a roller-coaster ride for us because of my father's health condition. He was a diabetic at the age of 35, an end-stage renal disease patient at 50, and was diagnosed with a terminal illness just last month. All these boil down to one important aspect of life- health. My father would always tell me to set him as an example that health is non-negotiable. If he had been considerate and compliant in his early 30's, he is still at the top of his game.

     No thrice a week visits at the dialysis center, no weekly trips to the emergency room, no quarterly staycation at the hospital wards, and no dropping by at the operating room for minor or major surgeries. These series of unfortunate events drained us physically, mentally, emotionally and financially. The worst part? We're not financially stable and don't have life insurance that will somehow ease the burden. I asked my mother why we don't have the insurance in any forms and her answer was the hassle of filling up forms and submitting documents just to get insured. Well, that's a thing of the past because now we "KanDuu" get insurance fast and hassle-free! Scroll down to know more about FWD Life Insurance.

A Php1,799 Insurance Yearly? Yes, "KanDuu!"

My papa at the National Kidney and Transplant Institute after his major colon operation (Sigmoidectomy) last November 2019

A Brief Look at Buying Travel Medical Insurance

     Regardless of whether you are taking a short break or a trip around the world you need good quality travel insurance. Without it you run the risk of being stranded or worse falling sick or getting injured and not being able to afford to see a doctor. As you will see finding the right policy for you is actually not that hard. You just need to take your time, do your research, and follow the tips below.

A Brief Look at Buying Travel Medical Insurance