Power in Your Hands: Coins.ph Becomes the Philippines’ Everyday All-in-One Financial App

     Managing money shouldn’t feel like a chore. Yet for millions of Filipinos, it often involves juggling multiple apps, waiting in line, racing cutoffs, and navigating fragmented financial services.

     Coins.ph, the country’s pioneering regulated digital asset exchange and one of the fastest-growing mobile wallets, is changing that with a unified all-in-one financial app that combines everyday payments, transfers, and digital opportunities into a single, seamless platform. This is finance designed to keep up with real life.

Power in Your Hands: Coins.ph Becomes the Philippines’ Everyday All-in-One Financial App

The Season of Giving Just Got Easier: Send Pamasko and More with Coins.ph's Effortless and Affordable Fund Transfers!

     Tired of getting hassled by high fees and slow transfer times when sending money to your family and friends? Coins.ph, the country's largest crypto exchange and one of the fastest-growing mobile wallets, can help you level up your lifestyle by making fund transfers super easy and affordable, especially this yuletide season.

     Whether you're helping mom pay for the grocery run, funding your sibling’s online shopping spree, settling up with your friend for last night’s samgyup, or sending that much-awaited cash gift (pamasko) during the holidays—Coins.ph is your ultimate companion app for everyday Filipino money moves.

Coins.ph understands that every peso counts, especially during the busy holidays. That's why they’ve structured its service fees to be among the most sulit in the country, ensuring your hard-earned money stays right where it belongs: in your wallet.

Here’s how Coins.ph helps you maximize your funds and spread the holiday cheer:

Coins-to-Coins Transfers at Zero Fees

     Want to send money to another Coins.ph user? Just tap, send, and it arrives instantly—for absolutely P0 fee. This is a game-changer! Unlike some other mobile wallets that charge a "convenience fee" even when sending money within their own app network, Coins.ph keeps it completely free. It’s the perfect, worry-free way to send padala, pay back friends, or pool money for a quick getaway without losing a single cent to transaction charges.

Affordable Transfers to Other Banks and Wallets

     For instant needs, you can use InstaPay to send money from your Coins wallet directly to any major bank or other e-wallet 24/7 for a flat fee of P10, making it the quickest option for urgent payments. Alternatively, if you're sending a larger amount and can wait a few hours or within the same banking day, PESONet is your budget-friendly choice, costing only P5 for transfers from Coins.ph to any major bank or e-wallet.

High Daily Limits for Flexible Transactions

     Coins.ph also supports your big moves, offering some of the highest transaction limits in the mobile wallet space. Once you are Identity Verified (Level 2), you can cash in and cash out up to ₱1,000,000 daily. For Enhanced Verified (Level 3) users, this limit skyrockets up to ₱10,000,000 daily, ensuring you never hit a wall, whether sending payments for your business, managing serious investment funds, or sending cash gifts to friends and family.

Sending and Spending Made Easy

     “There’s more to Coins.ph than just trading,” says Amira Alawi, Coins.ph Global Marketing Director. “The direction that Coins is focusing on is building a superapp—a place where users can trade, pay, send, and manage their digital assets without jumping between multiple platforms.”

     Alawi explained that this evolution is driven by how people live today. “Consumers want simplicity. They want speed. They want everything in one place. That’s why our peer-to-peer transfers have become such a go-to feature, especially with the holiday season right around the corner.”

     “Whether someone is sending ₱500 as a small cash gift or ₱50,000, we try to make it as easy and convenient as we can. It’s the same with spending money, we’ve heard all user feedback and have a lot of exciting updates in store.”

      From managing monthly remittances to shopping, to surviving spontaneous lakwatsa moments with friends, Coins.ph is making sure your money moves as fast as your life does.

    To know more about how you can send and receive money using the Coins.ph app, visit www.coins.ph and follow the official Facebook page at https://www.facebook.com/coinsph

Home Credit Philippines x Puregold Aling Puring Credit Card Launch

     Home Credit Philippines (HCPH), the country’s leading consumer finance company, has partnered with Puregold’s Tindahan ni Aling Puring (TNAP) community to launch the Aling Puring Credit Card powered by Home Credit.

     This partnership underscores a shared commitment to make financial wellness and progress more achievable for Filipinos empowering families, resellers, and small business owners with greater confidence and control over their budgets. Designed with the Aling Puring community in mind, the new credit card makes everyday grocery shopping easier, more flexible, and more rewarding across over 500+ Puregold stores nationwide. If you planning to start your small sari-sari store, now is the time to start! Sharing more details about this promising credit card below.

Home Credit Philippines x Puregold Aling Puring Credit Card Launch

Feature: ML Payroll PRO

     We cannot deny that the pandemic has hit micro, SMES and even big companies real hard. Business owners were forced to shut down their business and many employees lost their jobs. In a span of four years, the world has changed and those who closed their doors are gradually stepping up to re-establish their venture. Starting a business can be challenging and overwhelming for first timers because there's a lot of things to consider and one of them is employment management. 

     Planning to start a business and worrying on how to manage the back-office department? Fret not because ML Payroll is here to help micro, small and medium business owners in managing their payroll system. I know that business owners these days are looking for accessible, easy to use, efficient and reliable system to assist their employment supervision. Because of this, ML Payroll is the perfect partner in managing not only the employees' salary but also other aspects in the HR department. To know more about ML Payroll and the features of their system, click read more :)

Feature: ML Payroll PRO

Maya Flexes Perfect Attendance for Your Back-to-School Budget!

     As the back-to-school season approaches, the financial stress can be overwhelming with expenses for new school supplies, school fees, and more. Budgets are often stretched thin, and anxiety levels can get high. Good thing, Maya, the #1 Digital Bank App in the Philippines, is here to help you breeze through this season with awesome rewards and financial flexibility.

Maya Flexes Perfect Attendance for Your Back-to-School Budget!

Home Credit Philippines: The Financial Ally for Every Filipino

     With a customer base of over 10 million, Home Credit Philippines (HCPH) serves a wide range of Filipinos, with 78% percent of its sales coming from customers residing outside the National Capital Region. Recognizing the diversity within its customer base, Home Credit has developed offers tailored to resonate with various segments, aiming to empower their lives. In a recent event held by HCPH, Sheila Paul, Chief Marketing Officer of HCPH, mentioned that to provide financial and credit opportunities to Filipinos during peak shopping seasons, HCPH banners three year-round major campaigns where customers can purchase their products with great deals, including 0% interest installment rates: Summer Campaign, Back-to-School Campaign and Holiday Campaign. 

     According to her, they create campaigns with diverse customer base in mind. Their initiatives to make financial solutions more accessible through their campaigns enable them to live the life they desire. Home Credit Philippines are grateful that their efforts are well-received by their customers, and consider their recognition of the campaigns as a testament to their commitment to providing only the best initiatives that can truly benefit Filipinos.

Home Credit Philippines: The Financial Ally for Every Filipino 

Feature: ML Kwarta Padala

     Living in a fast-paced world, we want to do things in an instant. It saves time and energy for us, especially if we are always in the "so little time, so much to do" mantra. For a busy self-employed and small business owner like me, time is essential. I have a daily routine that is systematically based on time. I follow a strict schedule from day until night. I value time so much that's why I cannot afford to waste a single minute, especially on work or business-related matters.

     One of the things that I like about the word "instant" is how it helps things or services get done fast! These things or services make life convenient mostly for small business owners like me. I'm the one who is in charge of the back-office tasks. That's why buying stocks and sending money to suppliers is a must. I'm also the one who is assigned to pay monthly utility bills and I'm happy to say that M Lhuillier’s Kwarta Padala is one of my partners in facilitating business transactions. ML Kwarta Padala demonstrates M Lhuillier’s brand promise of efficiency and reliability. More details about ML Kwarta Padala after the jump!

Feature: ML Kwarta Padala

A Home that Cares: Home Credit Extends HMO Coverage to Domestic Partners to Strengthen Inclusivity Efforts

     As Home Credit Philippines (HCPH) continues to foster inclusivity and support diverse families in the workplace, the leading consumer finance company now includes domestic partners as dependent in its medical benefits program for eligible employees.

     Home Credit Philippines Chief People Officer Alpha Omega Aquino noted that this new policy is aligned with the company’s commitment to prioritizing the well-being of its employees. “With this initiative, we hope to create an environment where every employee feels supported and valued. We want to help promote a caring and nurturing work culture that feels like home to empower our employees further,” said Aquino.

A Home that Cares: Home Credit Extends HMO Coverage to Domestic Partners to Strengthen Inclusivity Efforts

QR Payments Made Easy with AUB PayMate

     The pandemic has taught us a lot of especially on how we manage our finances and one of the new normal in terms of paying for our purchases is the use of digital payment. Many individuals prefer contactless payment these days to reduce the risk of Covid-19 transmission. Most of the banks have upgraded their systems and are encouraging everyone to use cashless payments for both customers and business owners. I'm glad to share with you that Asia United Bank (AUB) is making our life easier and convenient as they officially launch the AUB PayMate platform and their digital offerings. 

     Sellers or merchants using AUB PayMate need not invest in costly point-of-sale or card terminals to accept Mastercard payments from their customers. Asia United Bank (AUB), one of the fastest-growing and publicly listed universal banks in the Philippines, has enabled its AUB Paymate merchants to accept Mastercard payments using a QR Code. I'm a long-time user of AUB credit and I never encountered any hassles with their services from day one. So without further ado, get to know more about AUB PayMate and why choose this platform for your growing business.

QR Payments Made Easy with AUB PayMate 

6 Tips to Improve Your Chances of Loan Approval

     A bank loan offers a quick solution to financial deficits. The money from a loan can be used to fulfill emergency financial needs, start and grow a business, or acquire and improve property. 

     Take note that a borrower can only apply for a bank loan in the Philippines; it’s completely up to the bank or lender to decide if a borrower can get a loan or not. That’s not to say, however, that borrowers can’t build their case. There are still steps that you can take to make it seem like it is to everyone’s advantage if the bank grants your application. This, in turn, will give you a better chance of getting approval. If you’re planning on applying for a loan from a bank, here are some of the things that you can do to maximize the possibility of eliciting a favorable response.

6 Tips to Improve Your Chances of Loan Approval
image from pexels.com

BDO Life Transforms What Ifs from Challenges to Opportunities

     Life is full of “what if” moments—crossroads and decisions that help us fulfill our dreams and realize what we set out to achieve. Each “what if” moment presents us with two possibilities, that which is desirable or that which is undesirable. Our subsequent decisions and actions direct the course of our lives moving forward. Therefore, whenever we face a “what if” moment, are we ready and prepared to make the right moves? One expert who advocates the necessity of financial protection for “what if” moments is Mr. Renato A. Vergel de Dios, President and CEO of BDO Life Assurance Company, Inc. He explains how we can make “what if” moments work to our advantage with the correct mindset.

     “When we are faced with a ‘what if’ moment, we are also confronted with potential benefits and risks. The most reasonable course of action is to make a decision that maximizes the potential benefits and minimizes the potential risks,” he says. Vergel de Dios points out that the entire country experienced a crucial “what if” moment when the pandemic struck. “On top of dealing with our own survival, we also have to help others. Taking an ‘every-man-for-himself’ attitude is unacceptable. We are all in this together. As they say, ‘we must heal as one,’” he says.

BDO Life Transforms What Ifs from Challenges to Opportunities
Mr. Renato A. Vergel de Dios, President, and CEO of BDO Life Assurance Company, Inc.

TrueMoney Serves Over 2-million Filipinos to Grow Further this 2018

     Just a short four months after achieving its 1 million unique transacting customers, TrueMoney Philippines has now reached 2 million transacting customers by the end of 2017.

     The Fintech challenger only started commercial operations in late-2016 but has now grown into one of the largest payments and financial services players in the local scene. 

TrueMoney Serves Over 2-million Filipinos to Grow Further this 2018 

Feature: Moneygment by Togetech Inc.

     Adulting is hard but lining for more than thirty minutes to pay bills, contributions, and other stuff is harder! Time is precious that's why even stay-at-home moms like me who pay monthly bills and voluntary contributions need something that will make settling financial obligations a breeze.

     Looks like an angel was sent from above because she and her team heard our woes. Introducing Moneygment by Togetech- an app, which is a payments solutions mobile app providing remittance for government contributions and loans, as well as computation, filing, and tax payments. More information about Moneygment and reasons why you need to download the app now.

Feature: Moneygment by Togetech Inc.

TrueMoney Partners with Bayad Center

     FinTech company TrueMoney Philippines has signed a Partnership Agreement with bills payment center company CIS Bayad Center Inc. This is great news for customers who sometimes see hassles in long queues in some payment centers here in the country.

     The partnership will give Bayad Center customers in far-flung areas of the Philippines access to its payment services, thanks to TrueMoney Philippines’ nearly 7,000-strong agent network. Know more about this partnership below :)

TrueMoney Partners with Bayad Center

Tips for Hassle-Free Shopping from RCBC Savings Bank

     This shopping season, don't hassle yourself with unnecessary purchases, traffic, long lines, and the nightmares you can think about this holiday rush. Filipinos are known to be one of the happiest people. And why not, fiestas abound and Christmas starts in September! Don’t we just love all the reunions, parties and gift giving during this season? 

     That's why you better watch out and better not cry!  Here are 3 tips for a hassle-free spend at this time of the year:

Tips for Hassle-Free Shopping from RCBC Savings Bank

TrueMoney 1 Million Customers Served

     TrueMoney Philippines recently achieved one of their biggest milestones to date. In less than a year of operations in the country, the company already reached its 1 million transacting customer mark. TrueMoney is a Fintech brand of Ascend Money, a digital finance venture of the C.P. Group from Thailand, one of the largest diversified conglomerates in Asia, and Ant Financial (Alipay), the payments arm of e-commerce giant Alibaba Group. 

TrueMoney 1 Million Customers Served

RCBC Savings Bank Consumer Loans- MyWHEELS Auto Loan

     Hello dearies! I'm sharing this news from RCBC because I'm also planning to buy a new car before the year ends. There are so many factors to consider in buying a new car and if the issue is your budget, fret not because RCBC is here to help.

     Buying your dream car is indeed a major milestone. It is after all, an investment that brings both comfort and convenience – especially in today’s urban jungle where having a car is more efficient. Whether it’s a sedan, SUV, or a hatchback – there will always be a car for everyone. 

RCBC Savings Bank Consumer Loans-  MyWHEELS Auto Loan

Philam Life #LiveBetter Expo

     If someone asks you how to have a better life prolly your answer will be having a stable income and continuous earnings. But did you know that all the savings and earnings you have will lose its value if you're sick and eventually have a chronic illness? As cliché as it sounds, "Health is wealth" saying is important nowadays to live better.

     Philam Life makes a positive difference in the lives of Filipinos by supporting them in fulfilling their dreams and aspirations. A reliable life partner that will help you secure your future and your loved ones. They help you make the right choices that lead to living a longer, healthier, better life. Last August 25, 2017, Philam Life hosted a 2-day event dubbed as the Live Better Expo. Sharing highlights of the event below :)

Philam Life #LiveBetter Expo

TrueMoney

     Have you heard the word FinTech? This is new to me and for those who have not heard it it's short for Financial Technology. This is an extremely hot industry sector in business today. Talk to any tech investor or Venture Capitalist out there and they will tell you how investment into Fintech companies and start-ups has soared in the past 2 years. 

     FinTech is especially attractive in emerging markets like the Philippines because of the massive opportunity to serve those without access to efficient payments and banking services today. However, skim through these FinTech companies and you’ll find that most, if not all, existing FinTech players have a skew towards an app-based service or digital-first business model. Sharing today the latest player in this field- TrueMoney! Know more information after the jump.

TrueMoney

Tips to Conquer Your Fortune this 2017

     I noticed that Filipinos are fond of predicting their fortune every year.The year of the boisterous monkey is about to end, and people are only too happy to bid it farewell. In its place, the Fire Rooster comes speeding in, setting its track ablaze with fortunes waiting to be claimed. Chicken? Rooster? Not again. 

     You’re probably thinking that you’re in for a bad year. After all, in Filipino culture, the Rooster or the Chicken is considered a symbol of tight times. “Isang kahig, isang tuka” is only too familiar to kids who grew up with their grandparents. So before you write down 2017 on your forget list, know that the Rooster favors the hardworking and goal-oriented. It brings great success to those who can aim sharply as this zodiac animal. The rooster has no qualms about sharing a fortune. You only have to earn it with a rooster’s sure-footed steps.

Tips to Conquer Your Fortune this 2017