Cebuana Lhuillier

Feature: Why Cebuana Lhuillier?

Wednesday, June 13, 2018

     Back in my younger years, I always see my mom keeps on buying different kinds of jewelry from a family friend. She is one of the trusted jewelers in our area and seeing her every month in our house showing an assortment of earrings, rings, and bracelets to my mom stirred my curiosity. I know gold is a fashion accessory and little did I know that it's an investment, an important thing that my mother is taking care of after all these years because it will be a useful heirloom in the future.

     Can I say that I'm lucky that my mom has thought of that? She keeps on telling me that I will need those in the future, in case there's an emergency. Past forward today, now I know what she's talking about. Know more why an heirloom is important and why the saying "Pag nagigipit sa patalim kumakapit" is now "Pag nagigipit sa Cebuana Lhuillier dapat lumalapit" below :)

Feature: Why Cebuana Lhuillier?

Cebuana Lhuillier Launches Cebuana Alerto App on National Pilipino Protektado Day

Friday, July 29, 2016

     We Filipinos have proven that in times of need, we always extend our helping hand to strangers. We also make sure to protect our families, relatives, and friends when there are misfortunes happening around us and from this, we are also making sure that we protect our 'kababayans' in times of disasters and obstacles. When we say protection, it's not only a physical thing because being protected also comes in other aspects.  

     When the word 'protektado' or protected comes to mind, I always associate it with insurance. I guess, it's because I have parents who have introduced me to different kinds of insurance when I was growing up. Being insured is important nowadays because we cannot predict what calamities or problems that we will encounter everyday. Just recently, one million Filipinos officially joined the country’s rally to be a fully-insured nation as Cebuana Lhuillier—the Philippines’ leading microfinancial company—provides free microinsurance through its National Pilipino Protektado Day campaign. Read more details below and I'm inviting everyone to join this meaningful campaign from Cebuana Lhuillier.
Cebuana Lhuillier Launches Cebuana Alerto App on National Pilipino Protektado Day
     Helping Filipinos be more disaster-resilient and prepared against various calamities, Cebuana Lhuillier has declared July 21 as the National Pilipino Protektado Day as part of the company’s advocacy to build disaster-resilient communities and help the Insurance Commission achieve its vision of protecting 80% of the Filipinos with microinsurance by 2020. 

     In partnership with Pioneer Insurance and with the help of various public and private organizations, free microinsurance were given out across the Philippines, prioritizing the most vulnerable communities, families and individuals from the marginalized sector.
Cebuana Lhuillier Launches Cebuana Alerto App on National Pilipino Protektado Day
Cebuana Lhuillier President and CEO Jean Henri Lhuillier
“For the past years, we’ve been constantly just introducing new and innovative products and services to the public to be able to help them be financially included. This time, with our National Pilipino Protektado Day campaign, we decided to take a bolder step and took the initiative to really touch ground with those who are most vulnerable to calamities and directly offer them free microinsurance as a new way for them to be secured,” Cebuana Lhuillier President and CEO Jean Henri Lhuillier said. 
     Cebuana Lhuillier Insurance Solutions General Manager Jonathan Batangan reiterates that National Pilipino Protektado Day is only one of the company’s many endeavors in its push for disaster resilience.
Cebuana Lhuillier Launches Cebuana Alerto App on National Pilipino Protektado Day
Cebuana Lhuillier Insurance Solutions General Manager Jonathan Batangan
“National Pilipino Protektado Day is a great milestone in our disaster preparedness campaign. But after insuring one million Filipinos, we are on to more initiatives that will help us promote microinsurance and foster disaster resiliency. We are introducing an app, a microinsurance organization, and later on, a website--all designed to ultimately promote the welfare of Filipinos,” he said. 
Cebuana Alerto App by Cebuana Lhuillier 

  • An android app that harnesses the digital mobile platform, Cebuana Alerto is designed to provide real-time vital information about disasters within the Philippines. 
  • The app was launch in Cebuana's initiative of reinforcing its disaster resilience advocacy further.
  • Equipped with an interactive technology that allows users to share updates in areas affected by any disaster, the Cebuana Alerto app features an alert system that sends notifications to the user in the event of disasters such as typhoon, earthquake, fire, and flood. 
  • It has live newsfeeds that show the latest updates from third-party government agencies including the Philippine Atmospheric Geophysical and Astronomical Services Administration (PAGASA) and National Disaster Risk Reduction Management Council (NDDRMC) for weather updates, the Department of Education (DEPED) and the Commission on Higher Education (CHED) for school suspension announcements, and the Metropolitan Manila Development Authority (MMDA) and the Department of Public Works and Highways (DPWH) for information on traffic and road conditions. It also informs the users about Cebuana Lhuillier’s various insurance products and services which they can also purchase immediately online through the app. 
  • The app also includes a "Safe Button" special feature that will automatically notify and send an “I AM SAFE” SMS message to the intended recipient about the user’s current state during a disaster. 
  • Download this app and get the latest updates from these third-party government agencies that will give important information and whereabout everyday.

     MIAAPI Simultaneously, Cebuana Lhuillier also led the formation of the Microinsurance Agents Association of the Philippines, Incorporated (MIAAPI)—an organization founded to promote the interests and welfare of microinsurance agents nationwide. 

     MIAAPI interim Board Members include ASEAN Insurance Council Head Michael Rellosa, Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) RFPA Asia Senior Adviser Dante Portula, Pioneer Insurance VP Geric Laude, Rural Bankers Association of the Philippines Past President Enrique Abellana, Philippine Insurers Club Treasurer Edgardo David, RBAP Coordinator Gay Mapano, Eternal Plans SAVP Jumer Lecetivo, Cebuana Lhuillier Foundation Executive Trustee Atty. Cesar Vidal, and CLIS General Manager Jonathan Batangan. 
Cebuana Lhuillier Launches Cebuana Alerto App on National Pilipino Protektado Day
MIAAPI board members ASEAN Insurance Council Head Michael Rellosa, Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) RFPA Asia Senior Adviser Dante Portula, Pioneer Insurance VP Geric Laude, Rural Bankers Association of the Philippines Past President Enrique Abellana, Philippine Insurers Club Treasurer Edgardo David, RBAP Coordinator Gay Mapano, Eternal Plans SAVP Jumer Lecetivo, Cebuana Lhuillier Foundation Executive Trustee Atty. Cesar Vidal, and CLIS General Manager Jonathan Batangan.
     Moreover, Cebuana Lhuillier is also set to launch an online platform for insurance donations called OurHelp later this year. Connecting donees in the Philippines and donors from all over the world through a dedicated website, this crowdfunding website further aims to provide quality insurance protection awarded to the most vulnerable sectors in the form of premium donation from socially aware enterprises. 
Cebuana Lhuillier Launches Cebuana Alerto App on National Pilipino Protektado Day
     Prior to the culmination of the National Pilipino Protektado Day, Cebuana Lhuillier kicked off its disaster resilience advocacy by mounting and leading the highly-commended “2016 READY: The Role of Microinsurance in Building Disaster Resilient Communities” forum last January.

Thank you Cebuana Lhuillier for giving 1 million Filipinos free insurance for National Pilipino Protektado Day!

Good Times!~

More Peace of Mind for Filipinos with Alagang Cebuana Plus

Saturday, March 12, 2016

     What can P25 buy you today? With Alagang Cebuana Plus, it can now buy peace of mind. And by making insurance more affordable, Pioneer Insurance and Cebuana Lhuillier are bringing security and peace of mind to more Filipinos, especially to those who cannot afford traditional insurance policies.

     Ideally, an insurance policy is a necessity, especially for those who are continuously exposed to the hazards of living and working in places like Metro Manila. However, the high cost of traditional insurance products has hindered most minimum wage workers from purchasing them. Below are the reasons why Alagang Cebuana Plus is a must!
More Peace of Mind for Filipinos with Alagang Cebuana Plus
  • It is this issue that encouraged Pioneer Insurance and Cebuana Lhuillier to offer micro-insurance to majority of the country’s low-income earners through Alagang Cebuana Plus, a basic form of insurance policy that covers individuals aged seven to 70 years old from accidental death, dismemberment, and disability, and a rider benefit for unprovoked murder and assault for up to P20,000. 
  • The product also extends fire cash assistance of P5,000. Each policy is available for only P25 with a four-month validity period.
  • Developed by Cebuana Lhuillier Insurance Solutions with Pioneer Insurance as underwriter, Alagang Cebuana Plus is changing the insurance landscape by making policies more simple, suitable and affordable for the larger segment of the population. 
  • More importantly, the product provides majority of the minimum wage workers with much-needed security and protection against unforeseen accidents and calamities so they can have peace of mind.
  • Aside from its low cost, insurance claims are also easily made available at any of Cebuana Lhuillier’s close to 2,000 branches nationwide.

Meet the Enhanced Cebuana Lhuillier Website

Tuesday, December 22, 2015

     As a mom, I always set in my mind that 'time is gold'. In my opinion, moms are one of the busiest individuals doing different tasks 24/7 at home especially if you're a stay-at-home-mom like me. I'm a father and mother most of the time for Kenzo, doing some of the 'dad jobs' at home. Since time is very important, I will choose all the easy access and hassle-free tasks or transactions that life has to offer. Everyone is online now. You can shop online, pay bills online, do banking online, and do other things or activities online. So aside from banking online, I recently discovered that one financial institution offers a lot of online services and is easily accessible anytime, anywhere! Meet cebuanalhuiller.com!

     The online domain of Cebuana Lhuillier was recently enhanced to consolidate all of the brand's products and services in one website. Besides containing Cebuana Lhuillier Pawnshop, Cebuana Lhuillier Pera Padala, Cebuana Lhuillier Microinsurance, and Cebuana Lhuillier Bank, the new website also contains information on PJ Lhuillier Inc., the mother company of Cebuana Lhuillier brands. It is also equipped with links and a log-in page connecting to the Cebuana Lhuillier 24K Plus online portal and a dedicated section for corporate clients. If you're a loyal Cebuana customer, I'm pretty sure that you will love this online service from Cebuana. Let's take a look, shall we?

Meet the Enhanced Cebuana Lhuillier Website
     
     Cebuana Lhuillier's website was enhanced and optimized so that a stay-at-home-mom like me and those who have busy schedules will have access on the services that the country's leading financial services provider has to offer.

     Cebuana Lhuillier desires to respond to the increasingly fast-paced, changing times through this consolidated website. It will give access to information on remittance, insurance and pawnshop in one sitting and at the touch of their fingertips. 

     Since most of us are online now, we can squeeze in some of our precious time doing the transactions that we love to do at the Cebuana Lhuillier physical store itself. As of the moment, they are still developing and enhancing the menu on their website to serve us better. There are many things/features that you will like about the enhanced Cebuana Lhuillier enhanced website.

Meet the Enhanced Cebuana Lhuillier Website
     
     cebuanalhuillier.com is your one-stop website for all your remittance, insurance and pawnshop needs. It is your 24/7 access to everything Cebuana Lhuillier. Here are the special features:

Knowledge Base

     Instead of a regular FAQs section, the new Cebuana Lhuillier Website has a knowledge base equipped with its own search engine so it's easier for customers to look for the articles that address their concerns.

Meet the Enhanced Cebuana Lhuillier Website
FAQ section

Branch Locator

      With its geo-tagging feature, the branch locator has been enhanced to not only indicate the location of Cebuana Lhuillier branches but also to show the nearest one. It also lists all of the branches nationwide and all the partners for international remittance.

Meet the Enhanced Cebuana Lhuillier Website
Branch Locator

Appraisal Calculator

      The appraisal calculator allows customers to get an estimated appraisal value so they already have an idea of how much they would get for their pawn items even before they visit a branch. This is very helpful if you want to have a peace of mind bringing your jewelries with you on the branch of your choice. Since you already have an estimate, no need to bring an extra pawnable item/s that sometimes causes one to be uneasy with their bags and personal belongings because he/she have a valuable item inside.

Meet the Enhanced Cebuana Lhuillier Website
Appraisal Calculator, cool!

Mobile Optimized

     The new website has been designed to be easily navigable through a mobile device so customers can conveniently check it even when on the move. The website also has a responsive template meaning you can use it on different gadgets, big or small display. Viewing their website through different smart phone models is easy peasy because of this optimization. 

Meet the Enhanced Cebuana Lhuillier Website
Say hello to a responsive website :)

Shortcut Menu

     On the first instance of opening the site for each day, a shortcut menu appears, containing its main sections. This is to assists clients with their concerns with fewer clicks and a shorter amount of time.

Meet the Enhanced Cebuana Lhuillier Website

Cebuana Lhuillier App Center

     The app center is a special part of the website that provides links to Cebuana Lhuillier's online applications. Cebuana Lhuillier App- a mobile application that enables clients to avail of Cebuana Lhuillier 24K online features like the appraisal calculator, renewal/redemption, rates inquiry, and remittance tracking, above anything else.

Meet the Enhanced Cebuana Lhuillier Website
Download the app and have an access to these three in an instant!
     
     MicroPINOY- the first microinsurance mobile app that allows users to browse the roster of microinsurance products and services of Cebuana Lhuillier Insurance Solutions. It also allows clients to get customized insurance quotations online.

Meet the Enhanced Cebuana Lhuillier Website
Micro PINOY
     
     Cebuana Maze- a puzzle game that features Ninong Ceb, the mascot of the Philippines' leading microfinancial and business-to-business solutions partner. The goal is to help Ninong Ceb get through mazes to fin Cebuana Lhuillier branches in different parts of the country.

Meet the Enhanced Cebuana Lhuillier Website
Cebuana Maze
     
     With the enhanced features of the Cebuana Lhuillier website, I'm glad to say that website made browsing and navigation easy for their loyal patrons who are internet savvy and those who are still newbie on the web. I taught my mom how to navigate the website and she was able to do the transaction she chose to do with ease.

     And because Cebuana Lhuillier wants us to get 100% satisfied with the use of their enhanced website, they are developing more features in the coming days. These features will surely make all the transactions you have at Cebuana Lhuillier a breeze. Upcoming features will involve:
  • Live chat
  • Online Transactions
  • Loans Section

     I'm inviting everyone especially if you're a loyal Cebuana Lhuillier customer to visit their website and download the Cebuana Lhuillier App. Save time and energy of going to the nearest branch especially if you're very busy and cannot squeeze in some time from doing your transactions. No need to worry about the transactions that you need to do once their online transaction service is already functioning. It's a friendly site, easy to navigate, offers almost all the transactions you need to do anytime, anywhere and best of all stay-at-home-moms like me can enjoy it at the comforts of our home! 

Visit the enhanced Cebuana Lhuillier Website now: https://www.cebuanalhuillier.com/
Like them on Facebook: Cebuana Lhuillier
Follow on Instagram: @cebuanalhuillier

Good Times!~

How Cebuana Lhuillier Helps Micro Entrepreneurs Grow

Tuesday, December 15, 2015

     Hello dearies! I'm excited to share with you these tips from Cebuana Lhuillier on how they can help micro entrepreneurs grow in their chosen field. I'm a loyal Cebuana Lhuillier customer and I'm proud of that. In my opinion gone are the days when Filipinos would rather choose to seek financial assistance from their relatives because this results to 'utang na loob'. If you have jewelries and other resources that you can bring to a pawnshop, definitely do it. It's more practical these days. Aside from the Cebuana Lhuillier Pawnshop that we all grew up with, Cebuana is now a microfinance institution that will help you in all your bank and finance needs. 

     Most Filipinos dream of becoming an entrepreneur someday and they start early – the student who sells candies or pad paper to his classmates, or the girl who sells stationery paper to her peers. Then the entrepreneurial dream grows bigger to include home-baked goodies, a sari-sari store or small grocery, a fleet of tricyles, and other small-scale businesses.
How Cebuana Lhuillier Helps Micro Entrepreneurs Grow
     The country’s leading microfinancial institution, Cebuana Lhuillier, recognizes this potential and aims to help strengthen the chances of Filipinos succeeding in entrepreneurship through a financial literacy campaign that showcases the available support for micro entrepreneurs today.

     There are Cebuana Lhuillier products that provide for the needs and protect the resources of micro entrepreneurs – from micro insurance products to immediate financial assistance.

Keeping small businesses safe

     One of Cebuana Lhuillier’s micro insurance products is the Alagang Cebuana Plus which offers affordable personal accident and fire insurance. For only P25, the holder is covered from accidental death, dismemberment, and disablement for P20,000, with an additional P5,000 coverage from fire. The coverage is valid for four (4) months. 

    There are other Cebuana Lhuillier micro insurance products that help micro entrepreneurs protect their investments and resources against various risks.

Banking without the bank

     Nowadays, payment options available for businesses, no matter how small, include transactions that do not go through the banks. Social networking platforms have become the new marketplace that offers products ranging from home-baked goodies, imported candies and chocolates, second hand clothes and bags, and almost anything under the sun.

     Micro entrepreneurs are taking advantage of this to grow and reach a wider market. With the help of Cebuana Lhuillier’s 24/7 Pera Padala nationwide operations, they are able to receive payments sent from across the country, in real time, hassle-free and without the need to open an account.

Easy-Access Funds

     No matter how small the business, it is integral to have easy access to funds in the course of the operations. Cebuana Lhuillier offers a nationwide pawning service that can address the need for funds for sudden business expenses. Its high appraisal rates, low interest rates, flexible terms, hassle-free transactions and 24/7 operations for select branches, make Cebuana Lhuillier’s pawning services the perfect partner for micro entrepreneurs.

     Becoming an entrepreneur can be a challenging task, but with the right support from microfinance institutions like Cebuana Lhuillier, it can be a sweet success.

INSTAGRAM @DEARKITTYKITTIEKATH

© Dear Kitty Kittie Kath- Top Lifestyle, Beauty, Mommy, Health and Fitness Blogger Philippines.