Cebuana Lhuillier Pawnshop

Feature: Why Cebuana Lhuillier?

Wednesday, June 13, 2018

     Back in my younger years, I always see my mom keeps on buying different kinds of jewelry from a family friend. She is one of the trusted jewelers in our area and seeing her every month in our house showing an assortment of earrings, rings, and bracelets to my mom stirred my curiosity. I know gold is a fashion accessory and little did I know that it's an investment, an important thing that my mother is taking care of after all these years because it will be a useful heirloom in the future.

     Can I say that I'm lucky that my mom has thought of that? She keeps on telling me that I will need those in the future, in case there's an emergency. Past forward today, now I know what she's talking about. Know more why an heirloom is important and why the saying "Pag nagigipit sa patalim kumakapit" is now "Pag nagigipit sa Cebuana Lhuillier dapat lumalapit" below :)

Feature: Why Cebuana Lhuillier?

More Peace of Mind for Filipinos with Alagang Cebuana Plus

Saturday, March 12, 2016

     What can P25 buy you today? With Alagang Cebuana Plus, it can now buy peace of mind. And by making insurance more affordable, Pioneer Insurance and Cebuana Lhuillier are bringing security and peace of mind to more Filipinos, especially to those who cannot afford traditional insurance policies.

     Ideally, an insurance policy is a necessity, especially for those who are continuously exposed to the hazards of living and working in places like Metro Manila. However, the high cost of traditional insurance products has hindered most minimum wage workers from purchasing them. Below are the reasons why Alagang Cebuana Plus is a must!
More Peace of Mind for Filipinos with Alagang Cebuana Plus
  • It is this issue that encouraged Pioneer Insurance and Cebuana Lhuillier to offer micro-insurance to majority of the country’s low-income earners through Alagang Cebuana Plus, a basic form of insurance policy that covers individuals aged seven to 70 years old from accidental death, dismemberment, and disability, and a rider benefit for unprovoked murder and assault for up to P20,000. 
  • The product also extends fire cash assistance of P5,000. Each policy is available for only P25 with a four-month validity period.
  • Developed by Cebuana Lhuillier Insurance Solutions with Pioneer Insurance as underwriter, Alagang Cebuana Plus is changing the insurance landscape by making policies more simple, suitable and affordable for the larger segment of the population. 
  • More importantly, the product provides majority of the minimum wage workers with much-needed security and protection against unforeseen accidents and calamities so they can have peace of mind.
  • Aside from its low cost, insurance claims are also easily made available at any of Cebuana Lhuillier’s close to 2,000 branches nationwide.

How Cebuana Lhuillier Helps Micro Entrepreneurs Grow

Tuesday, December 15, 2015

     Hello dearies! I'm excited to share with you these tips from Cebuana Lhuillier on how they can help micro entrepreneurs grow in their chosen field. I'm a loyal Cebuana Lhuillier customer and I'm proud of that. In my opinion gone are the days when Filipinos would rather choose to seek financial assistance from their relatives because this results to 'utang na loob'. If you have jewelries and other resources that you can bring to a pawnshop, definitely do it. It's more practical these days. Aside from the Cebuana Lhuillier Pawnshop that we all grew up with, Cebuana is now a microfinance institution that will help you in all your bank and finance needs. 

     Most Filipinos dream of becoming an entrepreneur someday and they start early – the student who sells candies or pad paper to his classmates, or the girl who sells stationery paper to her peers. Then the entrepreneurial dream grows bigger to include home-baked goodies, a sari-sari store or small grocery, a fleet of tricyles, and other small-scale businesses.
How Cebuana Lhuillier Helps Micro Entrepreneurs Grow
     The country’s leading microfinancial institution, Cebuana Lhuillier, recognizes this potential and aims to help strengthen the chances of Filipinos succeeding in entrepreneurship through a financial literacy campaign that showcases the available support for micro entrepreneurs today.

     There are Cebuana Lhuillier products that provide for the needs and protect the resources of micro entrepreneurs – from micro insurance products to immediate financial assistance.

Keeping small businesses safe

     One of Cebuana Lhuillier’s micro insurance products is the Alagang Cebuana Plus which offers affordable personal accident and fire insurance. For only P25, the holder is covered from accidental death, dismemberment, and disablement for P20,000, with an additional P5,000 coverage from fire. The coverage is valid for four (4) months. 

    There are other Cebuana Lhuillier micro insurance products that help micro entrepreneurs protect their investments and resources against various risks.

Banking without the bank

     Nowadays, payment options available for businesses, no matter how small, include transactions that do not go through the banks. Social networking platforms have become the new marketplace that offers products ranging from home-baked goodies, imported candies and chocolates, second hand clothes and bags, and almost anything under the sun.

     Micro entrepreneurs are taking advantage of this to grow and reach a wider market. With the help of Cebuana Lhuillier’s 24/7 Pera Padala nationwide operations, they are able to receive payments sent from across the country, in real time, hassle-free and without the need to open an account.

Easy-Access Funds

     No matter how small the business, it is integral to have easy access to funds in the course of the operations. Cebuana Lhuillier offers a nationwide pawning service that can address the need for funds for sudden business expenses. Its high appraisal rates, low interest rates, flexible terms, hassle-free transactions and 24/7 operations for select branches, make Cebuana Lhuillier’s pawning services the perfect partner for micro entrepreneurs.

     Becoming an entrepreneur can be a challenging task, but with the right support from microfinance institutions like Cebuana Lhuillier, it can be a sweet success.

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