A Place You Can Call Home with Mortgage Calculator UK

Friday, May 13, 2022

     There are three things that I learned during this pandemic- always be prepared, expect the unexpected, and have a plan b. Many of us are dreaming of owning our own homes before the pandemic. I presume that some of you have already envisioned a place that you can call home but life happens and things turned the other way around. Perhaps, a change of plan is your next step so that you can still achieve the home that you are dreaming of.

     I believe in the saying "Don't lose hope" because, amidst the pandemic, there are other ways that you can do to help you pursue having a place that you can call home. Sharing three simple tips that will help to own a home in this trying time.

A Place You Can Call Home with Mortgage Calculator UK
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A Place You Can Call Home with Mortgage Calculator UK

1. Consider Residential Properties with Condominium Amenities

     More and more individuals consider vertical living enjoyable especially if you are young and single but if you'll have a family soon, a residential area is your best bet. Some of the subdivisions or villages are already offering this kind of living space that will cater to the needs of a family member. Look for features that have social spaces like multi-purpose courts, playgrounds, clubhouses, and swimming pools. These amenities will give recreation opportunities to children and adults as well. Also, look for residential units with gardens and stroll paths as this lead to a healthier lifestyle where you can walk and breathe fresh air for your daily physical activity.

2. A Trusted Real Estate Developer is Worth Searching

     There are many real estate developers offering one-of-a-kind or world-class property but are they trustworthy? It is important to choose a well-known and trustworthy real estate developer so that your hard-earned money will not go to waste. Look for realtors that will give you financial security because they value your money by giving the best quality amenities that are functional for a modern home post-pandemic.

3. Think About Good Home Deals 

     This is the most important thing that you need to prioritize in owning your own home. How much is the budget that you are willing to spend for a new home? You may allot an x amount prior to purchasing one but sometimes it's not enough. Fret not because there are several banks and financial companies offering housing loans for a reasonable interest.

A Place You Can Call Home with Mortgage Calculator UK

    In order for you to finalize the amount that you need to borrow, it's important to note factors like how much you are borrowing, how long you are going to pay for your loan, the interest rates and the total cost. This is a serious matter that's why I'm glad that I found an online calculator that will help me do the math. The calculator on their site originally catered to the UK market, but the monthly payment math works the same for most markets. Mortgage Calculator UK is a lifesaver! An online calculator with a feature that allows you to link to a specific calculation with the results already filled in. The link appears below your calculated results when you press the calculation button. I like the features like figure out your loan, calculate your payments, use it as online calculator, estimate payments, loan estimator to name a few. You can also check out the unique features like graphs of loan repayment along with monthly and yearly amortisation tables.

     After trying out the calculator, I said to myself that I should have known this years ago or during the time when my parent's availed of a housing loan in one of the reputable banks here in the country. They lack information when they first made a home loan and got shocked when they saw how much they paid for the interest rates. It's a nightmare for them to see those numbers but what can we do, we already paid the loan in full after 10 years. So all I can say is better do a research first and follow the tips I mentioned above especially using a mortgage calculator that will help in estimating affordability. 

     So there you go, I hope you learned something from our story and will use these tips in order for you to have a smooth and stress-free experience in owning your own home post-pandemic. With Mortgage Calculator UK, you can truly have a place you can call home.

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