AXA Health Care Access

     I always believe in the saying that "Prevention is better than cure" that's why now more than ever, securing our family's health must be our number one priority. According to a report on health spending released by the Philippine Statistics Authority in late 2020, paying for one’s medical needs grew in the country by 11% in recent years. 

     On this spending, a staggering 48% of the expenses came from “household out-of-pocket”—meaning Filipinos have resorted to digging into their hard-earned savings or worse, turning to loans from well-meaning family, to be able to pay for the cost of hospitalization or other medical expenses that they did not have the capacity to cover. In a separate report from the National Economic Development Authority, it was cited that 96% of Filipinos are concerned about their own and their family’s health, but only 16% are prepared to pay for medical costs. But it does not have to be this way. Here's something worth getting these days because of the pandemic and other unavoidable situations that may arise in the future.

AXA Health Care Access

Take charge of your future through AXA Health Care Access

     With this as backdrop, AXA Philippines, one of the country’s leading insurance companies, introduced its latest health insurance plan Health Care Access via a virtual press conference on August 11, 2021.

We know all too well that sudden medical emergencies can happen to anyone, much worse if it rears its head during a pandemic,” said Rahul Hora, AXA Philippines President and CEO. “We developed Health Care Access as a way for Filipino individuals and families to protect themselves from life’s unexpected moments—freeing them from their worries, while affording them a more secure future.”

AXA Health Care Access

     AXA Health Care Access offers a comprehensive and affordable health care solution for one’s hospitalization and medical needs through a modest monthly or annual premium.

1. AXA Health Care Access Prime

• Provides comprehensive coverage of up to five million pesos (PHP5,000,000) annually.
• Ideal for those who have no HMO like entrepreneurs, freelancers, and consultants. 
• Offers inpatient and outpatient care, and emergency care treatment up to the Annual Benefit Limit (ABL). 
• This also includes an Annual Physical Exam starting from seven basic exams, with life and accident insurance benefit of up to PHP500,000. 
• Customers can include optical care benefits to the plan by paying a small additional annual premium.

2. AXA Health Care Access Lite

• For those with HMO coverage from their employment but need additional protection.
• This is designed to provide just that on top of one’s existing health care plan or personal health fund. Offers inpatient and emergency care treatment up to the ABL. 
• It also includes life and insurance accident from PHP50,000 to PHP500,000. 
• You can enhance the coverage of your plan with outpatient care, optical care, or dental care benefit by also paying a small additional premium.

Full Coverage in a Pandemic plus other Benefits

• AXA Health Care Access provides full coverage and cashless payment arrangements which is advantageous given today’s ongoing pandemic. 
• It also comes with free access to 24/7 teleconsultation via voice or video call with a medical professional.
• Longevity Health Fund- which one can tap into for health setbacks as they grow older and when they need it the most—beyond the age of 75. Customers get guaranteed renewability, family coverage within one plan, and even a premium reduction of 10% when the plan is extended to at least one family member, plus the option to add a ‘booster’ or add-on depending on your specific needs.
• The Critical Illness Booster- provides additional cash benefit if one gets diagnosed with any of the 56 critical illness conditions, and may be used for other medical expenses or as income replacement. The Annual Benefit Limit, on the other hand, automatically increases one’s annual benefit limit by 10% every three years to help keep up with rising medical costs.

     AXA Health Care Access is now available and encourages a more proactive and preparedness-oriented attitude towards health for everyone, allowing Filipinos to take full charge of their physical wellbeing for the future. For more information on Health Care Access, visit https://bit.ly/3xwunlp.