Cebuana Lhuillier’s 24/7 Pera Padala

How Cebuana Lhuillier Helps Micro Entrepreneurs Grow

Tuesday, December 15, 2015

     Hello dearies! I'm excited to share with you these tips from Cebuana Lhuillier on how they can help micro entrepreneurs grow in their chosen field. I'm a loyal Cebuana Lhuillier customer and I'm proud of that. In my opinion gone are the days when Filipinos would rather choose to seek financial assistance from their relatives because this results to 'utang na loob'. If you have jewelries and other resources that you can bring to a pawnshop, definitely do it. It's more practical these days. Aside from the Cebuana Lhuillier Pawnshop that we all grew up with, Cebuana is now a microfinance institution that will help you in all your bank and finance needs. 

     Most Filipinos dream of becoming an entrepreneur someday and they start early – the student who sells candies or pad paper to his classmates, or the girl who sells stationery paper to her peers. Then the entrepreneurial dream grows bigger to include home-baked goodies, a sari-sari store or small grocery, a fleet of tricyles, and other small-scale businesses.
How Cebuana Lhuillier Helps Micro Entrepreneurs Grow
     The country’s leading microfinancial institution, Cebuana Lhuillier, recognizes this potential and aims to help strengthen the chances of Filipinos succeeding in entrepreneurship through a financial literacy campaign that showcases the available support for micro entrepreneurs today.

     There are Cebuana Lhuillier products that provide for the needs and protect the resources of micro entrepreneurs – from micro insurance products to immediate financial assistance.

Keeping small businesses safe

     One of Cebuana Lhuillier’s micro insurance products is the Alagang Cebuana Plus which offers affordable personal accident and fire insurance. For only P25, the holder is covered from accidental death, dismemberment, and disablement for P20,000, with an additional P5,000 coverage from fire. The coverage is valid for four (4) months. 

    There are other Cebuana Lhuillier micro insurance products that help micro entrepreneurs protect their investments and resources against various risks.

Banking without the bank

     Nowadays, payment options available for businesses, no matter how small, include transactions that do not go through the banks. Social networking platforms have become the new marketplace that offers products ranging from home-baked goodies, imported candies and chocolates, second hand clothes and bags, and almost anything under the sun.

     Micro entrepreneurs are taking advantage of this to grow and reach a wider market. With the help of Cebuana Lhuillier’s 24/7 Pera Padala nationwide operations, they are able to receive payments sent from across the country, in real time, hassle-free and without the need to open an account.

Easy-Access Funds

     No matter how small the business, it is integral to have easy access to funds in the course of the operations. Cebuana Lhuillier offers a nationwide pawning service that can address the need for funds for sudden business expenses. Its high appraisal rates, low interest rates, flexible terms, hassle-free transactions and 24/7 operations for select branches, make Cebuana Lhuillier’s pawning services the perfect partner for micro entrepreneurs.

     Becoming an entrepreneur can be a challenging task, but with the right support from microfinance institutions like Cebuana Lhuillier, it can be a sweet success.


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