AUB Easy MasterCard Credit Card Launch

Friday, September 11, 2015

     Hi dearies! I was invited weeks ago to the unveiling of Asia United Bank's first-ever credit card- the AUB Easy MasterCard. I have mixed emotions attending the event because of the horror stories from my relatives who have credit cards flashed back in my mind. The stories of overspending, being charge with high interests and the shocking bills that arrive every month and that incidence made them suffer from paying their credit card debts. I was young back then and I don't know what are the things to consider in applying and having a credit card.

     So from then on, I veered away from credit card applications. I will ignore mostly all of my friends' recommendations and why I should apply for a credit card because there are other things that I also need to consider like if there was an emergency and I don't have cash to pay for something important like medicines, hospital bills, household bills, and other necessities that can be charge to my credit card (if I have any) right away. Good thing I attended the event and realized that having a credit card is a responsibility and I have the power to manage the bill and the payment thru AUB Easy MasterCard credit card so that it would be easy for me to settle my account. To know more about this new offering from Asia United Bank and how to apply for your own AUB Easy MasterCard, scroll down please :)
AUB Easy MasterCard Credit Card Launch
     Asia United Bank (AUB), one of the country’s fastest-growing universal banks, recently unveiled its first credit card –the AUB Easy MasterCard —which has game-changing features that afford cardholders personalized flexibility, an industry first.
AUB Easy MasterCard Credit Card Launch
The AUB Easy MasterCard allows cardholders to choose the mode of credit card payment:

1. How much to pay
     The AUB Easy MasterCard ensures that the card payment is always within the cardholders’ budget and availability of funds. I presume some of you get your salaries on the 5th, 15th, 25th, and 30th day of the month and that's the only time that you have cash on hand. With AUB Easy MasterCard, you can choose from 1st to 30th or 31st of the month when to pay your bill.
     
2. How often to pay
     No bill shock, no surprises, and no stress when the bill arrives because you already know your credit card bill due date. You can pay weekly, twice a month, or monthly.

3. When to pay
     The due date of your bill will depend on your chosen day. Please refer below for more information.

Why choose and apply for an AUB Easy MasterCard Credit Card:

  •  At AUB, they always strive to deliver technologically advanced, best-in-class, and innovative products and services to provide real solutions to our customers. Thus the birth of the AUB Easy Mastercard.
  • The AUB Easy MasterCard has features that directly address the concerns of the cardholders.
  • The AUB Easy MasterCard will not only change the way we perceive and use credit cards, but will be a game changer in the credit card industry as well
  • The AUB Easy MasterCard is also fully loaded and comes with an exciting Rewards program, an electronic statement, and an "All-Ur-Bills" feature that lets cardholders charge utility bills to the card. 

AUB Easy MasterCard Credit Card Launch
     There are three reasons why I highly recommend you to apply a credit card and in particular The AUB Easy MasterCard. This credit card from AUB offers cardholders total control over three key aspects of credit card bill management and payment: 


Cardholders can choose how often to pay: monthly, semi-monthly, or weekly; 

AUB Easy MasterCard Credit Card Launch
Cardholders can choose exactly when to pay. 
AUB Easy MasterCard Credit Card Launch
     If monthly, they can choose from the 1st to 30th of the month as due date. If semi-monthly, they can choose from pre-defined sets of payment dates. As some people get their salaries or commissions on a weekly basis, they can also choose any day from Monday to Sunday as their due date; and 

Cardholders can choose from affordable fixed monthly, semi-monthly, and weekly payments 
AUB Easy MasterCard Credit Card Launch
     Where the amount due is the same every payment due date regardless of the total transaction within the cut-off date.

     The card is also EMV chip-enabled and has a MasterCard 3D Secure, another layer of security for OnLine transactions. Since the card bears the MasterCard logo, AUB Easy MasterCard cardholders can enjoy global acceptance, take advantage of local and international MasterCard promotions, and use their card in retail outlets in more than 210 countries, as well as in online shopping sites that accept MasterCard.

     The AUB Easy MasterCard is the latest addition to AUB's family of innovative products. AUB, the banking arm of the Rebisco group, has a solid reputation of leveraging on technology to deliver a seamless banking experience for its customers. 

     So what are you waiting for, apply for AUB Easy MasterCard Credit Card now and experience new ways of using your credit card. Since you have the power to control over you credit card, I'm sure that you will not think of credit cards as nightmare. I veered away from credit cards before because of what my relatives experienced. I think it's our responsibility to control what we buy and always think of the needs first before the wants. And with AUB Easy MasterCard, take control of the things you want to buy without the guilt because you have the power to take control of your credit card bill. 

To apply for AUB Easy MasterCard, go to www.aub.com.ph or call 282-8888

Good Times!~


131 comments

  1. I've taken out credit cards from my system since I got back home for good. But this one is worth to try heehee!

    ReplyDelete
    Replies
    1. Yes, sis. This one is worth since you get to manage how to pay and when to pay.

      Delete
  2. Fun fact: My husband is already the head I.T. for this! hehe :) He works at AUB!

    ReplyDelete
    Replies
    1. Wow! What a surprise :) How come I haven't seen you sa event? Hehehe

      Delete
    2. Hi .. i would like to ask.. how this card works... i mean.. how much would be the credit limit? and if there are no transaction for the month, is the holder still entitled to pay something ?

      Your thoughts or comments is highly appreciated. Thank you.

      Delete
  3. Hello Kath :) Kailangan ba mag account ka sa AUB para maka apply sa kanilang credit card?

    ReplyDelete
    Replies
    1. Hi, no need. You can apply directly for the credit card only.

      Delete
    2. Hi Kath and Ava, just want to ask, I already applied last Nov. 04 2014, my agent told me it will only takes 10-15 business days, It's been a month and half but no update yet, their customer service contact number sucks, always left me on que, How could I know so I will not left hanging and find another bank, I was busy this month that's why I couldn't follow up personally, please inform me where I could follow up, Super Thanks

      Delete
    3. Hi Kennan,

      You need to email them or just wait for their customer service representative to respond to your call. My apologies if I cannot help you on this. Thank you for understanding.

      Delete
  4. I applied thru email. They accepted my application and was adv oc a 10 to 15 BD parama process ang application then yesterday i got a test email from them.....ma-aapprove kaya ung aplication ko by any chance?

    ReplyDelete
    Replies
    1. Hi Julie,

      10 to 15 Banking days starts once you have filed na the complete requirements. Meaning saka palang nila i-process yung application mo.

      Delete
    2. na apprve ako mga 7 days lng :)

      Delete
    3. Hi anonymous, can i ask aftr ng test email mat magcci b sayo? Thnks

      Delete
    4. Hi, cn u tell me po kng my ttwag p uli aftr test email. My tumwag kc skin 0948 pagsagot ko nputol agd tas hnd n tmwag ulit.

      Delete
    5. Hi Elaine,

      If that's the case you can try calling them to know the status of your application.

      Delete
  5. Hi Ms. Kath, I already have my Easy Mastercard. Kapag ba ang terms of payment ng merchant ay straight, does that mean na kapag nagpurchase ako sa kanila using Easy Mastercard, then next month kelangan ko bayaran agad sa AUB ng full?

    -Dimaranan, Gerard

    ReplyDelete
    Replies
    1. Hi Gerard,

      Yung terms of payment is based on what you applied for sa AUB. For example, nag-set ka ng minimun na 750 monthly, 750 yung ibabayad mo monthly, hindi mo need i full yun. pero pede din pala bayad agad yung credit mo. Basta walang interest, if ever may interest man nasa 2.95% per month yun. Hope nasagot ko yung question mo. Pero if not, you may call them at 282-8888. Thanks!

      Delete
    2. hi hm naaprove credit limit sau? sila ba mag dedecide?

      Delete
    3. Regarding the credit limit they will decide. Depends on the net income you earn in a month.

      Delete
  6. Hi, kaka approved lang ng AUB EASY MASTERCARD Application ko kagabi waiting nalang po ng delivery ng card. Kahit saan bang mall or supermarket ay pwede ko siya magamit? At pwede ko kaya siya ibayad sa mga postpaid bills ko? Thanks.

    MARK ODMEN

    ReplyDelete
    Replies
    1. Hi Mark,

      Congratulations! Depende din sa establishments yun. Hindi kasi lahat ng stores sa malls tumatanggap ng AUB. You can check sa store/mall kung san mo gagamitin yung credit card mo. Regarding sa post paid bills, you can inquire sa hotline nila kung saan pede. But I saw sa smart website pede gamitin and AUB sa smart money.

      Delete
  7. Ask ko lang, kahit may mastercard din sila? I mean sa pagkakaalam ko po kasi pag may mastercard, yun na un. Pwede yun. Hindi po ba ganun?

    ReplyDelete
    Replies
    1. Ang alam ko is naka depende pa din sa Bank na ka tie up ng mastercard yan. Last time I check kasi hindi ko pede magamit yung card sa Beyond the Box, kasi it's not listed as one of the major credit cards. Most credit cards can be Visa/Mastercard but still depends sa Bank affiliations.

      Delete
    2. Hindi ko din sya magamit sa Metrodeal sayang..pero other sites and bookings ok naman.

      Delete
  8. I thought that I can use it at any merchants that accepts mastercard? Hindi po ba?

    ReplyDelete
    Replies
    1. There are merchants who accepts mastercard but ang alam ko naka depend sa bank

      Delete
    2. 2 days lang dumating na ang card ko. nagamit ko na siya agad dahil less than 5 minutes lang naactivate na agad thru call. Nice AUB. Kahit 10k lang credit limit ko, ok lang. Sakto lang muna para sa kita ko ngayon.

      Delete
  9. Hi. My AUB credit card application has been approved since October 13, and notified me to expect the card to be delivered in 3 - 5 banking days.. but until now haven't received the card yet. Ganito po ba talaga katagal? Sana gawin nalang nila na 10-15 days sa notification. Suggestion lang.

    ReplyDelete
    Replies
    1. Hi Desiree,

      Regarding this, not sure why hindi pa na deliver yung card mo. Mine took almost 2 weeks din before dumating sa bahay. Siguro nga, they should change their notification regarding this. Thanks for the suggestion.

      Delete
    2. Hi! Did you receive your card na? Mine kasi wala pa rin e it's been 6 days already. Thank you.

      Delete
    3. December 14 nag text sila na e deliver na daw 3-5 banking days, nag 2016 nalang wala pa rin ..

      Delete
  10. hi ms kath kaapply ko lang today then i got email requesting my personal details.within 24 hours ulit ang confirmation.may hiningi din ba sila na requirements ?like id and payslip its my first try applying for cc mam.

    ReplyDelete
    Replies
    1. Hi Erika,

      Provide them with a valid id, scanned copy, and pay slip or any source of your income. From there sila mag base how much credit limit yung iseset nila. Thanks!

      Delete
  11. Hello! Nagpurchased kasi ako ng TV ngayon gamit ang AUB Credit card ko. Kaso hindi siya pwede ng installment sabi ng mga crew sa SM North Appliance Center, straight-cash lang daw pwede. Saang store lang pwede yung installment payment ng AUB? Thanks.

    ReplyDelete
    Replies
    1. STRAIGHT PAYMENT LANG TALAGA YAN. Kasi fix naman ang monthly mo, So, considered na sya as INSTALLMENT. Kahit saan ka mag purchase at kahit ano pa yan, sabihin mo straight lang po. Para di rin po kayo mapahiya sa binibili niyo. Nasa website po yan, hindi pa daw po available ang installment sa AUB. Thanks. Sana nakatulong.

      Delete
    2. So does this mean.. you can pay your bill (regardless of the amount) based on your preferred payment (as part of the option during application) and preferred due? ....

      and what if there was no transaction for the month...? so there will be no payment transaction as well?

      Delete
    3. Ang pwede niyo bayaran ay not less than the minimum amount due and not more than maximum amount due. pag walang transaction, walang minimum amount due, sodi need mag payment... Enjoy using AUB Mastercard...

      Delete
  12. Hello Ms. Kath,
    Ask ko lang po kung pwede gamitin ang AUB credit card to purchase grocery items sa SM Supermarkets? May minimum or maximum po bang amount kapag groceries po ang paggagamitan? salamat po :) God bless.

    ReplyDelete
    Replies
    1. Hi Haidee,

      Regarding your question, I'm not sure kasi I haven't tried it pa din until now. I have the credit card pero nakatago lang sa bahay, for emergency use lang talaga. You can inquire sa hotline nila just to be sure: 2828888. Thanks!

      Delete
    2. The minimum amount na pwede ka mag credit card ay Php 100.00 at maximum ay kung magkano credit limit mo, kahit ano pa yan, basta accepted ang credit card mo.

      Delete
    3. nagamit ko na to sa savemore, sm dept store, watsons, ace water spa hotel booking, shakeys. :)

      Delete
  13. Ask ko lang, halimbawa po nagpurchase ako ng groceries for 10 k? pero ung minimum ko is 1k monthly? so pedeng di ko bayaran in full ung 10k? may interest po ba pag ganun ginawa ko?

    ReplyDelete
    Replies
    1. Hi,

      Regarding your question, kindly call na lang po sa 282-8888. It depends din kasi kung san mo ginamit yun and kung ano yung terms and conditions ng merchant. Thanks!

      Delete
    2. if minimum mo monthly ok lang, kaso pag d ka nagbayad syempre di marereplenish crediot limit mo, tapos pag less than 1k lng binayad mo saka ka lang magkakaron ng finance charge.

      Delete
  14. tanong ko lang kung pwede gamitin sa sm department store or supermarket ung aub credit card? or puregold... limited lang pala kasi kung saan sya pwede gamitin baka mapahiya lang ako if wla akong cash tpos ginamit ko... thanks!

    ReplyDelete
    Replies
    1. Ganyan din ako nung una. Kaya ang ginagawa ko, bili muna ako ng kaya ng cash, mga worth 150.00 para pag di pwede, cash ko nalang. Ang ginagaw ko, ask ko muna ang cashier kung pwede ba ang card ko, ittry lang naman eh. Ayun, ok naman lahat. Wala pa naman akong na encounter na problema. I hope nakatulong.

      Delete
    2. kahit po sa fdamily mart nagamit ko un card ko. :)

      Delete
  15. I applied last week. I'm hoping n maapprove siya. Because I like the idea n bbyaran m siya monthly based sa kaya mo lang hulugan. Some of my questions was answered here. Thanks Kath

    ReplyDelete
  16. Hi Ms Kath,

    I am very interested with this card and for one reason is for the annual fee, it says FREE for life, however it seems to good to be true so I made some research and I saw in an online exchange that there is a 1,200 fee after the first year. Will you be able to confirm this information? Thanks in advance.

    ReplyDelete
    Replies
    1. Hi,

      I'll check with AUB but they made a news in their website that it's waived for life.

      Delete
    2. Hi Ms.Kath,

      Thanks for your reply. Yup it's advertised as waived for life but if you'll check this link for the overview https://www.aub.com.ph/creditcards/aboutAubEasy, it is saying * Membership Fee is waived for the first year, it's kinda confusing. Hope you can check it with them to clarify things. Thanks again :)

      Delete
  17. hello. I have stopped working for more than 2 years sa isang private company. At ngayon po meron akong work pero home-based. I noticed through online research na pag mag-aaply ka ng credit card, you should submit an ITR as one of their major requirements. In my case, I have the capacity to pay. Kaya lang di na ako naka-pag contribute ng tax for more than 2 years kasi wla na akong work. What can I do po in order for me to proceed on my application. I'm a first timer when it comes to credit card. But I would like to try this AUB card. I'll be waiting for your detailed advise, thank you in advance.

    ReplyDelete
    Replies
    1. Hi,

      You can submit other proof of income. Like bank certificate and other documents that will prove that you can pay monthly. Other than that you may call their customer service or visit their website for the list of docs. Thanks!

      Delete
  18. Hello. This will be my first time to apply for a credit card. However, I noticed na kelangan ko ng ITR copy as part of the requirements. Kaso I left my job almost 3 years ago kaya wala na akong contribution sa BIR. I have the capacity to pay, kaso di ko po sure kung mkakapag-proceed ako sa application. Can I have your suggestions on this? Thank you in advance.

    ReplyDelete
    Replies
    1. Hi,

      You have to show them a proof of your income. Kahit hindi ITR, basta it shows that you have a monthly income of this or that and the capacity to pay for your credit.

      Delete
  19. Got my card after 10 days, ang problema is yung activation, almost 30 calls na but all their csr are always busy (long distance pa ang iba since im in pampanga). The cp no they posted on their website for card activation keeps on ringing but no one cares to answer. Bilis na sana processing nila but activation really sucks!

    Sent them email but its almost 48 hours wala din reply

    ReplyDelete
    Replies
    1. Hi Romel,

      Thanks for the feedback, will tell them na lang. Pasensya na, kasi hindi ko din masasagot why their customer service sucks.

      Delete
  20. Good day Miss Kath! I applied for an AUB credit card application and i already passed all of the documents that they needed from me. After a week, i received an email saying that my credit card application is still in process. And until now, i haven't heard from them. Possible kayang declined siya? May work naman ako and matagal na rin naman ako sa company na pinapasukan ko. Pwede na kaya ako tumawag for follow up? Or kailangan ko talagang maghintay sa kanila?

    ReplyDelete
    Replies
    1. Hi,

      You can call them to know the status of your application. My application din medyo natagalan and yung pag deliver ng card natagalan din. Hindi ko na follow-up sa sobrang busy ko. Nalaman ko na lang dumating na yung card. In your case it's best to call na lang para hindi ka nanghuhula if declined ba yung application or hindi. Hope approved yung application mo :)

      Delete
  21. Hello Kath,

    I applied for AUB credit card on 30/10/2015 waited for 14 business days. this day is the 14th day and when I called customer service earlier to check the status they said that i have to callback next week since they can only see "in-process "status for my credit card application. do you know where will the credit card will be sent to? will it be at my home address or office address? and another question kath,they said that they will only notify me with the result of the application via SMS the problem is I lost my phone, I honestly dont think that their system is sync with the text messages notif, because I remember a day when I tried to call them they were the ones who ask if me I receive a txt msg for the result of the application. Hope for your prompt response Kath! Thanks! :)

    ReplyDelete
    Replies
    1. Hi Christina,

      Sorry I wasn't able to respond to this comment asap. Hope by this time you alread y have your aub credit card.

      Delete
  22. Good day Miss Kath! I applied for an AUB credit card application and i already passed all of the documents that they needed from me. After a week, i received an email saying that my credit card application is still in process. And until now, i haven't heard from them. Possible kayang declined siya? May work naman ako and matagal na rin naman ako sa company na pinapasukan ko. Pwede na kaya ako tumawag for follow up? Or kailangan ko talagang maghintay sa kanila?

    ReplyDelete
    Replies
    1. Hi Christina,

      You can call them anytime to follow-up your application. Thanks!

      Delete
  23. Nagapply ako ng AUB CC last nov 20, mat tumawag sakin sa CP nov,23. Nov 26 may nag Background check sa company ko..pero wala sinabi kong approve na.. Maapproved kaya ako?? mukhang maganda tong AUB exixting CC user aq sa Eastwest Bank.

    ReplyDelete
    Replies
    1. Hi Health Options,

      Thanks for sharing your application journey. Hope by this time you already have your aub credit card.

      Delete
  24. May hindi din pla naapproved sa AUB.. Existing CC user ako ng EASTWEST pero hindi naapproved yun application ko sa AUB.

    ReplyDelete
    Replies
    1. Hi Health Options,

      Thank you for sharing this. Like with other banks, meron talaga hindi ma-aaprove. It really depends din sa requirements nila of course. I don't have an idea for that though.

      Delete
  25. Tanung q lng po sabi sakin ung customer services nila nid q daw bayaran agad ung i aavail q na item for only 21days panu yan if bibili aq ng tv worth 10k need q b ciang bayaran agad bago mag 21 days?

    ReplyDelete
    Replies
    1. Hi Lhon,

      Kindly check with the customer service ng aub kasi they are the ones who can explain this further. Hope na-solve mo na yung issue na to.

      Delete
  26. hindi nman basta yung monthly due lang ang babayaran mo.,

    ReplyDelete
  27. how will i know if i am approved? a csr called me on my phone asking my personal details.. do u think maapporve ako?

    ReplyDelete
    Replies
    1. Hi,

      A crs will call you or you may opt to follow-up your application. Hope na- approve yung application mo.

      Delete
  28. approve na yung alppication ko pero 3-5 days day po ang delivering nung card gusto ko sana i padeliver yung card sa BUSSINESS adress ko kaso busy lagi ang line nila

    ReplyDelete
    Replies
    1. Hi joy,

      hope you already have your aub credit card.

      Delete
  29. hello joy, kelan ka ngapply? and my ngtxt ba sau kung approve n un cc application mo? skn kc oct 29 p ko ngapply prng halos araw arw na ako ngfa-follow up pero still in process p rin dw.. bkt gnun prng nauna p ko ngapply s iba pero nauna p nla nlman na approve o delcined sila. skn still process p rin. san b sinsend ung card? sa home or office address?

    ReplyDelete
  30. Hi Kath ! May I know what is the email address for the AUB application for credit card. I already applied but it keep saying undelivered mail. Please help me.. Thanks a lot !

    ReplyDelete
    Replies
    1. Hi Trixy Lou,

      You may send your application here: https://www.aub.com.ph/creditcards/

      Delete
  31. Hi Kath,

    Question lang, What will happen if I pay more than my monthly obligation?

    For example:
    Credit limit: 30k
    Monthly installment: 3k
    So assuming 3k monthly then I can paid it full after 10 months right?
    DO you think it is possible if I could pay it in less than 10 months.
    let say, 3k on the first and fully paid the remaining on the second month? just an example.

    Thanks.

    ReplyDelete
    Replies
    1. Hi Leo,

      I think pede naman, but it depends pa din sa yan. If the items you are buying have interest rate, hindi sila papayag kasi ang alam ko dun sila kikita. Pero if wala naman, mas-advantage sa kanila (I think) kasi you're paying it in full na agad.

      Delete
  32. Ito po ang ginagawa ko. I have 10k credit limit, so therefore 1k ang min amt due ko. Pwede mo gawin yan, automatically, yung balance mo nalang ang magkaka interest, pwede din na bayad agad lahat para walang interest. Same lang din po ito ng usual cards. Sana nakatulong.

    ReplyDelete
    Replies
    1. Hi Mark,

      Thanks for always answering all the queries here :) I'm glad na nakakatulong ka dito.

      Delete
    2. Thank you din po Ms. Kath sa pagtulong sakin before.

      Delete
    3. Hi Mark,

      You're very much welcome!

      Delete
  33. hi question po. yung tv kasi sa sm 0% installment for 700/month for all credit card daw. pwede ko ba gamitin yung card ko kasi yung credit limit ko ay hindi sapat para sa total price nung tv.

    ReplyDelete
    Replies
    1. According to Mark Odmen

      Nope. First. Ndi available sa aub ang o% interest. Second, di ganun un. Pag may usual card ka, need na macover ng card ang total amount ng tv. Kasi babayaran ni credit card si sm then kay credit card kna may utang.

      Delete
  34. Nope. First. Ndi available sa aub ang o% interest. Second, di ganun un. Pag may usual card ka, need na macover ng card ang total amount ng tv. Kasi babayaran ni credit card si sm then kay credit card kna may utang.

    ReplyDelete
    Replies
    1. Hi Mark,

      Big help answering those queries :) Thanks again!

      Delete
  35. Hi , question lang po.

    San ba pwedeng mag bayad ng bills mo sa aaaub credit card? pwede po ba yan sa bdo through online?

    And lastly, kelan ng rerelease ng statement of account para sa bbyaran mo? Thank you!

    ReplyDelete
    Replies
    1. Hi,

      Kindly see the list on their website. Regarding the release of statement, it depends on your payment application type.

      Delete
  36. Good day. Question lang po, possible po ba na kunwari ang credit limit ko is 10k then bibili ako ng tv worth 14k, pwede ba un bayaran ung 4k na cash tapos yung 10k sa credit card? Then follow up question po is pwede bang laging minimum lang un bayaran ko hanggang sa matapos ko yung balance? Thanks. Kakaapprove ko lang kasi.. wala pa yung card ko and di ko alam credit limit. Pero iniisip ko bumili ng TV.

    ReplyDelete
    Replies
    1. Regarding your first question, pede yun. Pay mo ng cash yung excess sa total ng credit limit mo. Regarding the minimum payment, depends on what type of payment and na aaprove sayo ni Aub. Kindly ask the customer service rep for that. Wait for your credit card first, para malaman mo din yung credit limit mo.

      Delete
  37. Good morning. Good news guys, may CLASSIC, GOLD AT PLATINUM na ang AUB CREDIT CARDS. Kuh na!

    ReplyDelete
    Replies
    1. Hi Mark,

      Thanks for the update. Will check this din. Baka pede mag-upgrade ng card? Hehehe!

      Delete
  38. hi ms kath and mark,

    Question lang din if proven na kaht sabihin ng merchant na straight payment lang ang available, ang babayaran mo parin is yung preffered mo na maximum amount with aub? for example ung item is woth 30k and sabi ni merchant 30k straight payment through aub cc lang available, next month ba do i need to pay it full 30k or ung set ko na amount w/c is 3k? any assurance po? i need to make sure before i used it. thanks.

    ReplyDelete
    Replies
    1. Hi Ms Sara,

      Kung magkano po ang minimum amount due niyo, yun ang pinakamababa na pwede niyo bayaran, the ang balance lang ang magkkainterest. Para kung gusto mo naman magamit ulit ang card ng husto, pwede ka magbayad ng 3k and up, pwedeng 4k, 5k, 6k, etc..

      Delete
  39. Available na po ang supplementary sa bagong cards nila at 1.6% nalang ang interest.

    ReplyDelete
    Replies
    1. Hi Mark,

      Thanks for the information, big help!

      Delete
  40. What are the required documents do I need to pass for them process my credit card application? Thanks!

    ReplyDelete
    Replies
    1. Hi Cheska,

      Here are the requirements:

      Copy of any government issued ID with photo OR employment ID
      Income Documents:
      FOR EMPLOYED APPLICANTS (at least one of the following):
      Latest ITR (Form 2316)
      Certificate of Employment/Compensation
      Latest three (3) months payslip
      FOR SELF-EMPLOYED APPLICANTS:
      ITR (Form 1707, 1701Q)
      Latest Financial Statements and
      DTI Registration (preferably under the card applicant's name)

      Delete
  41. hi magtatanong lang po sasavihin po ba nila kong magkano ang credit line

    ReplyDelete
    Replies
    1. Hi Rick,

      Unfortunately nalaman ko na lang yung credit limit ko upon the arrival of my card.

      Delete
  42. Hi, Miss Kath I would like to ask if yung requirements is saan ipapadala? And ok lng b na philhealth and pag.ibig id lng ung mabigay ko govnmt id.? Hoping for your response ..

    ReplyDelete
    Replies
    1. Hi,

      Please refer here na lang:

      https://www.aub.com.ph/creditcards/easyandclassic

      It's the online application then once na fill-up mo na yung form may instructions how to send your documents.

      Delete
  43. Hi! I applied for AUB Easy kahapon and i read some blog which says na upon submission nia kinabukasan tinawgan na xa then afer an hour he already recieve emaail and sms confirmation that his application is already approved and card will be delivered 3-5 days.. is it really possible?

    thanks!

    ReplyDelete
    Replies
    1. Hi,

      That happened to me also, that's our perks during the event. They did that process for bloggers lang yata after they launched the AUB Credit Card. But for regular application, yung normal processing ang sinusunod.

      Delete
  44. hi. when the 2.95% percent interest will be applied? sorry i have no idea about the credit cards. thanks.

    ReplyDelete
    Replies
    1. Hi,

      You can inquire here na lang as I cannot answer that question na. Thanks!
      Go to www.aub.com.ph or call 282-8888

      Delete
    2. Hi! Ms. Kath

      Gusto ko lang itanong kung yung AEB classic credit card ba ay wala ring 0% interest? Mag-apply sana ako. Kapag ba bumili ako ng printer na 0% interest sa pinagbilan ko, meron pa rin bang interest sa aub credit card na kailangan kong bayaran?

      Delete
    3. Hi,

      As far as I know kung 0% wala ka babayaran talaga na interest. Kung magkano lang ang price ng printer.

      Delete
  45. Hi. Kahit wala po bang existing na credit card possible maaprove? I applied last march 8 and til now no revert. any chances that i can be approved?

    ReplyDelete
    Replies
    1. Hi,

      Yes, pwede naman but depends on the requirements and your income. Just wait na lang or you can follow up naman here: www.aub.com.ph or call 282-8888

      Delete
  46. Hi I called just today AUB Hotline.. just to give review okay naman ang Hotline nila s well as the agent napakahelpful naman nila re my queries. I called dahil mali yung nainput ko na email and follow-up na din ng status ng application ko.. ayun i just need to wait for their phonebanker/telemarketer to call me for the "call confirmation" and re sa maling email add na nainput ko.. i can change it pag tumawag na sila telemarketer kasi walang access sila agent (2828888 aub hotline)sa pag change.. :D Sana ma-approve din ako.. kaka-aapply ko lang last march 8 din. :D

    ReplyDelete
    Replies
    1. Hi Clarisse,

      Thank you so much for this. Hope ma-approve ka din :)

      Delete
  47. Thanks Ms. Kath. I also Inquire sa FB page nila.. many bad reviews na hindi nag rereply at puro seen zone lang.. pero nung nag inquire naman ako hindi naman. nagrereply naman agad ang page nila.. share ko lang just to revert the bad reviews.. Im just waiting na lang for their call. i completely submit the required docs naman.. mejo madami lang siguro nag-aapply kaya naka pila pa rin yung sa akin.. :D wishing for my first CC :D

    ReplyDelete
    Replies
    1. Hi Clarisse,

      Thank you so much for sharing your experience. Hope ma improve nila yung customer service nila.

      Delete
  48. Hi ms.kath i receive an sms na im declined. Nakakalungkot lng kala ko i will have my 1st cc regular supv naman aq.. :(

    ReplyDelete
    Replies
    1. Hi Clarisse,

      I'm sorry to hear that :( I can't help you on that na, pasenya na. Try mo din mag-apply sa iba. Malay mo...

      Delete
  49. meron din po ba ditto sa Cebu oh sa Manila lang pwede mag apply ng AUB? PLEASE HELP

    ReplyDelete
    Replies
    1. Hi,

      You may check their website if there's an AUB sa Cebu. My apologies if I cannot give you more details as I'm not really sure on that.

      Delete
  50. hi. paano po malaman kung nakailang points na at pano ipapalit? thanks

    ReplyDelete
    Replies
    1. Hi Aris,

      Kindly call na lang the customer service of AUB for this concern. Thank you!

      Delete
  51. Hi ms kath, puede bang magapply personally sa aub bank mismo since malapit lang ung bank d2 sa location nmn or still I should have to go through online application?

    ReplyDelete
    Replies
    1. Hi Sieleen,

      I have no idea on that honestly but you can try naman to ask them if it's near you naman but what I know is online application. My apologies if hindi ko masagot ang tanong mo.

      Delete
  52. Hi ms kath, already applied online and received an email that there's a callback within 24hrs and also advised to prepared online the tin# and sss# however as of this time no callback has been made. Tried to call their cs hotline but no one answered even on the pm that I was sent no replied at all. Whew, what a customer service!

    ReplyDelete
    Replies
    1. Hi Sieleen,

      Thanks for sharing your experience. Kindly wait na lang siguro for another 24 hours or if you can kulitin mo sila tawagan ng tawagan. That's what others say also na their customer service sucks nga.

      Delete
  53. may cut off time po ba if sa due date mo ikaw magbayad?

    ReplyDelete
    Replies
    1. Hello,

      I'm not sure pero much better kung maagad ka magbayad para ma-update agad ang system nila ng payments.

      Delete
  54. quite informative!

    i'd like to know if there will be any effect on my application if i have a lot of deductions from my payslip? thanks!

    ReplyDelete
    Replies
    1. Hi Moony044,

      I'm afraid that I may not be able to answer this query since approval of application depends on AUB.

      Delete

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